120 Edgewater Dr, Saltillo, MS 38866 Property Records

Lee County property record for 120 Edgewater Dr, Saltillo, MS 38866

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,245 sqft · built 2003
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Feb 2017)
Tax Bill$3,626 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0540-18-007-13

Property Details

APN / Parcel Number

Primary APN0540-18-007-13
Alternative APNs
  • 041006
  • 41006

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,245 sqft Heated Area
1st Floor Area2,245 sqft
2nd Floor Area947 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address120 EDGEWATER DR
CitySALTILLO
StateMS
Zip38866-7946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 LOT 3
Legal Range06E
Legal Township08S
Legal Section18
Legal SubdivisionEDGEWATER
Legal Lot Number3
JurisdictionLEE MS
Township / Civil Division2
Census Block Group1
Census Block1006
Census Tract950204

Owner

120 Edgewater Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Lee County records, as of October 30, 2025

Owner of Record2 Individual Names on File
Mailing Address120 EDGEWATER DR, SALTILLO, MS 38866-7946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage
BNA BANK
Jan 6, 2022Deed of Trust, Mortgage
BNA BANK
Dec 11, 2020Deed of Trust, Mortgage
BNA BANK
Feb 26, 2024Deed of Trust, Mortgage
BNA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2017 · Amount on File
Deed SaleFeb 15, 2017 · Amount on File
Prior Transfer DateOct 12, 2016
Prior Transfer Doc2016013127
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address120 EDGEWATER DR, SALTILLO, MS 38866-7946
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EDGEWATER DR, SALTILLO, MS 38866-7946

Mortgage

Document Number2021000256
DateJan 6, 2021
Instrument2021000256
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount on Record
Term5 Months
DueJun 5, 2021

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address120 EDGEWATER DR, SALTILLO, MS 38866-7946
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EDGEWATER DR, SALTILLO, MS 38866-7946

Mortgage

Document Number2022000279
DateJan 6, 2022
Instrument2022000279
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount on Record
Term180 Months
DueJan 5, 2037
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address120 EDGEWATER DR, SALTILLO, MS 38866-7946
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EDGEWATER DR, SALTILLO, MS 38866-7946

Mortgage

Document Number2020017237
DateDec 11, 2020
Instrument2020017237
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount on Record
Term36 Months
DueDec 15, 2023

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address120 EDGEWATER DR, SALTILLO, MS 38866-7946
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EDGEWATER DR, SALTILLO, MS 38866-7946

Mortgage

Document Number2024001915
DateFeb 26, 2024
Instrument2024001915
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueFeb 22, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Edgewater Dr was $3,626 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,626.00 Homeowner's exemption$33,645$336,450 Land $65,000 Building $271,450
2023$3,399.00 Homeowner's exemption$31,695$316,950 Land $65,000 Building $251,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Edgewater Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SALTILLO
serves 6,766 people · EPA ID MS0410012
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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