120 Edgemont Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 120 Edgemont Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,760 sqft · built 1907
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$1,895,120 (Aug 2024)
Tax Bill	$32,084 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01708-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-01708-0000-00012`
Alternative APN	`130170800012`

Interior

Stories	2 Stories
Building Area	2,760 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130170800012
Street Address	120 EDGEMONT RD
City	MONTCLAIR
State	NJ
Zip	07043-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X125
Legal Subdivision	OAKCROFT PROP
Legal Block	1708
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16400

Owner

120 Edgemont Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Jul 25, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 11, 2018	Deed of Trust, Mortgage · Conventional with PMI MAURICE DICKSON
Sep 14, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	202449636
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	120 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000011551
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 EDGEMONT RD MONTCLAIR NJ 070431328, MONTCLAIR, NJ 07043-1328

Mortgage

Document Number	0000011551
Date	Jan 28, 2021
Instrument	11551

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 25, 2019
Property Address	120 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000068780
Instrument Date	Jul 22, 2019
Instrument	68780
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 EDGEMONT RD MONTCLAIR NJ 070431328, MONTCLAIR, NJ 07043-1328

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	120 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000110027
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 MAWAL DR CEDAR GROVE NJ 070091417, CEDAR GROVE, NJ 07009-1417

Mortgage

Document Number	0000110027
Date	Dec 21, 2018
Instrument	110027

Lender

Name	MAURICE DICKSON
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 14, 2018
Property Address	120 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000080230
Instrument Date	Aug 28, 2018
Instrument	80230
Transaction Type	Transfer
Record Updated	Dec 17, 2018

Transaction

Amount	Amount on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 EDGEMONT RD MONTCLAIR NJ 070431328, MONTCLAIR, NJ 07043-1328

Tax Assessment & Valuation

The 2025 property tax bill for 120 Edgemont Rd was $32,084, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$912,500 (-) Land $381,300 Building $531,200	$912,500 (-) Land $381,300 Building $531,200
2025	$32,084.00 (+3.32%)	$912,500 Land $381,300 Building $531,200	$912,500 Land $381,300 Building $531,200
2024	$31,052.00
2023		$912,500 Land $381,300 Building $531,200	$912,500 Land $381,300 Building $531,200
2022	$30,003.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Edgemont Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Edgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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