120 Eagle Creek Rd, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 120 Eagle Creek Rd, Eagle Bay, NY 13331

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,590 sqft · built 1968
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Nov 2018)
Tax Bill$5,209 (2025)
Deeds & MortgagesNov 2018 Mortgage
Jan 2021 Refinance
+ 1 more
APN215400 039.32-2-19

Property Details

APN / Parcel Number

Primary APN215400 039.32-2-19
Alternative APNs
  • 540003903200020190000000
  • 200220051

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,590 sqft Living Area
1st Floor Area1,290 sqft
2nd Floor Area180 sqft
Upper Floors Area120 sqft
Basement Area798 sqft
Finished Basement798 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialWood
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions306 ft deep x 280 ft wide
View / LotWaterfront / Beach
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area624 sqft
Patio Area132 sqft
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number200220051
Street Address120 EAGLE CREEK RD
CityEAGLE BAY
StateNY
Zip13331-7722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal Description37 E BAY PART 50-52 RES TWP 8 JBTR 4TH LAKE
Legal Block2
Legal Lot Number19.000
JurisdictionHERKIMER NY
Township / Civil DivisionWEBB
Census Block Group3
Census Block3000
Census Tract11502

Owner

Source: Herkimer County and Webb Town records · APN 215400 039.32-2-19

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 352, EAGLE BAY, NY 13331-0352
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2018Deed of Trust, Mortgage
ADIRONDACK BANK
Jan 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ADIRONDACK BANK
Nov 21, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleApr 08, 2011 · Amount on Record
Deed Document Number20185678
Record UpdatedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address120 EAGLE CREEK RD, EAGLE BAY, NY 13331-7722
Transaction TypeMortgage
Record UpdatedJul 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20185679
DateNov 21, 2018
InstrumentRP2018-5679
Lender
NameADIRONDACK BANK
TypeBank
Agreement
AmountAmount Recorded
Term350 Months
DueJan 01, 2048

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address120 EAGLE CREEK RD, EAGLE BAY, NY 13331-7722
Transaction TypeMortgage
Record UpdatedJul 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002021399
DateJan 25, 2021
Instrument2021-399
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateNov 21, 2018
Property Address120 EAGLE CREEK RD, EAGLE BAY, NY 13331-7722
Document Number0020185678
Instrument DateNov 01, 2018
Instrument2018-5678
Transaction TypeTransfer
Record UpdatedJul 06, 2022

Transaction

AmountAmount Recorded
Tax$2,420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 252, EAGLE BAY, NY 13331-0252

Tax Assessment & Valuation

Source: Herkimer County and Webb Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionWebb Town
Unified School DistrictTown of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,209.00 (+32.28%)$404,400 (-) Land $188,900 Building $215,500$709,474 (+25.79%) Land $331,404 Building $378,070
2023$404,400 Land $188,900 Building $215,500$564,017 Land $263,459 Building $300,558
2020$3,938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1996 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
I.H.M. Eagle
Fixed Wireless
150 / 25

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROCKY POINT HOMEOWNERS ASSN
private · serves 80 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Eagle Creek Rd

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