Putnam County property record for 120 E Williamstown Rd, Ottawa, OH 45875
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,920 sqft · built 2014 |
| Lot Size | 0.087 acres (3,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-044090.0000 |
| Primary APN | 32-044090.0000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Total Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,790 sqft (0.087 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 E WILLIAMSTOWN RD |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1837 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | IL 00693 W (70) VAL INCL 32-0441.10 |
| Legal Subdivision | THE MATTHEW |
| Legal Lot Number | 693 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30302 |
Source: Putnam County records · APN 32-044090.0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E WILLIAMSTOWN RD, OTTAWA, OH 45875-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2022 |
| Transfer Doc | 0000003204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 120 E WILLIAMSTOWN RD, OTTAWA, OH 45875-1837 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 120 E WILLIAMSTOWN RD, OTTAWA, OH 45875-1837 |
| Document Number | 00742/1173 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 742/1173 |
| Instrument | 202200000125 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 120 E WILLIAMSTOWN RD, OTTAWA, OH 45875-1837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 E WILLIAMSTOWN RD, OTTAWA, OH 45875-1837 |
| Document Number | 739/1770 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 739/1770 |
| Instrument | 202100005642 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 (+2.26%) Homeowner's exemption | $51,770 (-) Land $4,970 Building $46,800 | $147,910 (-) Land $14,200 Building $133,710 |
| 2024 | $1,678.00 (-1.24%) Homeowner's exemption | $51,770 (+17.26%) Land $4,970 Building $46,800 | |
| 2023 | $1,699.00 (+3.41%) Homeowner's exemption Additional exemption filed | $44,150 (-) Land $2,450 Building $41,700 | $147,910 (+17.26%) Land $14,200 Building $133,710 |
| 2022 | $1,643.00 Homeowner's exemption | $44,150 Land $2,450 Building $41,700 | |
| 2020 | $126,140 Land $7,000 Building $119,140 |
Source: FEMA National Flood Hazard Layer as of December 1, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glandorf Telephone Co. Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: HDER Link.
Based on FCC filings for 66 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTTAWA VILLAGE serves 4,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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