120 E Williams St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 120 E Williams St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,824 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Garage	Detached, 520 sqft
Last Sale	$108,100 (2017)
Tax Bill	$5,192.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`453801 10-3-35`
Alternative APN	`380101000000030350000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,824 sqft Living Area
1st Floor	912 sqft 1st Floor
2nd Floor	912 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	165 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	520 sqft Garage
Porch Area	144 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	120 E WILLIAMS ST
City	WATERLOO
State	NY
Zip	13165-1413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	SENECA NY
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2009
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 10-3-35

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2032 EDWARDS RD, WATERLOO, NY 13165-8786
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 27, 1998 · Amount on Record
Deed Book / Page	943 / 126
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	120 E WILLIAMS ST, WATERLOO, NY 13165-1413
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001614/0000000001
Date	Jan 20, 2017
Book Page	0000001614/0000000001
Instrument	201700034096

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+21.34%)	$108,100 (-) Land $11,400 Building $96,700	$177,200 (+16.38%) Land $18,687 Building $158,513
2023		$108,100 Land $11,400 Building $96,700	$152,254 Land $16,056 Building $136,198
2019	$4,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.