120 E Union St, Roseville, IL 61473 Property Records

Warren County property record for 120 E Union St, Roseville, IL 61473

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1950
Lot Size	0.212 acres (9,074 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Apr 2026)
Tax Bill	$527 (2024)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-553-007-00`

Property Details

APN / Parcel Number

Primary APN	`07-553-007-00`

Interior

Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,074 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Area	308 sqft

Location & Zoning

Street Address	120 E UNION ST
City	ROSEVILLE
State	IL
Zip	61473-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 3 MORFORDS 2ND ADDN LOT SIZE: 66' X 140.25'
Legal Subdivision	MORFORDS 2ND ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	WARREN IL
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3033
Census Tract	870200

Owner

120 E Union St is owned and occupied by two individuals who bought it in April 2026.

Source: Warren County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	501 N 12TH ST, MONMOUTH, IL 61462-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer · Line of Credit SECURITY SAVINGS BANK
Apr 23, 2026	Deed, Transfer · Line of Credit SECURITY SAVINGS BANK
Mar 16, 2020	Intrafamily Transfer, Transfer
Dec 31, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Deed Document Number	2026678
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	2020R0451
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN IL
Recording Date	Apr 23, 2026
Property Address	120 E UNION ST, ROSEVILLE, IL 61473-9104
Document Number	0000000678
Instrument Date	Apr 17, 2026
Instrument	2026.678
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,332.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	501 N 12TH ST, MONMOUTH, IL 61462-1406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000679,
Date	Apr 23, 2026
Instrument	2026..679

Lender

Name	SECURITY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2046

Interest

Rate	6.4%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN IL
Recording Date	Apr 23, 2026
Property Address	120 E UNION ST, ROSEVILLE, IL 61473-9104
Document Number	02026R0678
Instrument Date	Apr 17, 2026
Instrument	2026678
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,332.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	501 N 12TH ST, MONMOUTH, IL 61462-1406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000679,
Date	Apr 23, 2026
Instrument	2026679

Lender

Name	SECURITY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2046

Interest

Rate	6.4%
Max Rate	-1%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN IL
Recording Date	Mar 16, 2020
Property Address	120 E UNION ST, ROSEVILLE, IL 61473-9104
Document Number	2020R0451
Instrument Date	Mar 10, 2020
Instrument	2020R-0451
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 E UNION ST, ROSEVILLE, IL 61473-9104

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN IL
Recording Date	Dec 31, 2019
Property Address	120 E UNION ST, ROSEVILLE, IL 61473-9104
Document Number	2019R2519
Instrument Date	Dec 30, 2019
Instrument	2019R-2519
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E UNION ST, ROSEVILLE, IL 61473-9104

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Roseville Township
Municipality	Roseville Village
Unified School District	Monmouth-Roseville Community Unit School District 238 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$18,200 (+7.25%) Land $1,590 Building $16,610	$54,600 (+7.25%) Land $4,770 Building $49,830
2024	$527.00	$16,970 Land $1,480 Building $15,490	$50,910 Land $4,440 Building $46,470
2022	Homeowner's exemption Senior Citizen's exemption	$14,840 Land $1,290 Building $13,550	$44,520 Land $3,870 Building $40,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 E Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 E Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSEVILLE serves 915 people · EPA ID IL1870200
Water Source	Purchased groundwater from DALLAS RURAL WATER DISTRICT
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink.

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