Somerset County and Bound Brook Borough property record for 120 E Union Ave, Bound Brook, NJ 08805 · Last verified July 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,930 sqft · built 1895 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Feb 2019) |
| Tax Bill | $11,596 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Feb 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00050-0000-00003 |
| Primary APN | 04-00050-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,930 sqft Total Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 270 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 120 E UNION AVE |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1788 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BOUND BROOK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51100 |
Source: Somerset County and Bound Brook Borough records · APN 04-00050-0000-00003
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 E UNION AVE, BOUND BROOK, NJ 08805-1788 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 28, 2020 | Deed of Trust, Mortgage · SBA Mortgage PNC BANK NA |
| Feb 19, 2019 | Grant Deed, Transfer · Construction Mortgage FE FUNDING RAI LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 20195726 |
| Deed Book / Page | 7100 / 3887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 120 E UNION AVE, BOUND BROOK, NJ 08805-1788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004216 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 7185/1887 |
| Instrument | 2020004216 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | FLEMINGTON, NJ 08822 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 19, 2019 |
| Property Address | 120 E UNION AVE, BOUND BROOK, NJ 08805-1788 |
| Document Number | 0000005726 |
| Book / Page | 007100 / 003867 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 5726 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 E UNION AVE BOUND BROOK NJ 088051714, BOUND BROOK, NJ 08805-1714 |
| Document Number | 5727 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 007100/003873 |
| Instrument | 5727 |
| Name | FE FUNDING RAI LLC |
|---|---|
| Address | 1330 LAUREL AVE # 104, SEA GIRT, NJ 08750-2319 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 18, 2020 |
Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,500 (+8.01%) Land $285,000 Building $282,500 | $567,500 (+8.01%) Land $285,000 Building $282,500 | |
| 2025 | $11,596.00 (+3.62%) | $525,400 (+17.49%) Land $265,000 Building $260,400 | $525,400 (+17.49%) Land $265,000 Building $260,400 |
| 2024 | $11,191.00 (+12.12%) | ||
| 2023 | $447,200 Land $200,000 Building $247,200 | $447,200 Land $200,000 Building $247,200 | |
| 2022 | $9,981.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350511001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 434 (1979–2025) |
| Claims Outside the SFHA | 76 of 434 |
| Most Recent Claim | Jul 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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