120 E State St, Albany, IN 47320 Property Records

Delaware County property record for 120 E State St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,016 sqft · built 1890
Lot Size	0.815 acres (35,501 sqft)
Owner	Individual Name on File
Last Sale	$200,896 (Jul 2025)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`18-08-01-151-020.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-151-020.000-005`
Alternative APN	`0801151020000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	35,501 sqft (0.815 acres)
Lot Dimensions	1,230 ft deep x 3,000 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 01 151 020 000
Street Address	120 E STATE ST
City	ALBANY
State	IN
Zip	47320-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW QTR & SHLF SW QTR S01 T21 R11 0.815 AC
Legal Range	11E
Legal Township	21N
Legal Section	01
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5008
Census Tract	2700

Owner

Source: Delaware County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 E STATE ST, ALBANY, IN 47320-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20258926
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 7, 2025
Property Address	120 E STATE ST, ALBANY, IN 47320-1202
Document Number	2025R08926
Instrument Date	Jun 27, 2025
Instrument	2025R08926
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, MUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E STATE ST, ALBANY, IN 47320-1202

Mortgage

Document Number	2025R08927
Date	Jul 7, 2025
Instrument	2025R08927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2045

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Mar 25, 2022
Property Address	120 E STATE ST, ALBANY, IN 47320-1202
Document Number	2022R04860
Instrument Date	Nov 27, 2021
Instrument	2022R04860
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVE # N758-RL, N758, INDIANAPOLIS, IN 46204-2219
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+4.91%)	$150,700 (+20.18%) Land $27,700 Building $123,000	$150,700 (+20.18%) Land $27,700 Building $123,000
2024	$1,182.00 (+0.85%)
2023	$1,172.00 (-38.28%)	$125,400 (-0.79%) Land $27,700 Building $97,700	$125,400 (-0.79%) Land $27,700 Building $97,700
2022	$1,899.00 (+55.15%)	$126,400 Land $27,700 Building $98,700	$126,400 Land $27,700 Building $98,700
2021	$1,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA, Verizon.

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