120 E Spruce St, Mount Vernon, WA 98273 Property Records

Skagit County property record for 120 E Spruce St, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 989 sqft · built 1918
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2021)
Tax Bill	$4,139 (2022)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
APN	`3750-003-005-0005`

Property Details

APN / Parcel Number

Primary APN	`3750-003-005-0005`
Alternative APN	`P54003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	989 sqft Living Area
Gross Area	1,269 sqft
1st Floor Area	989 sqft
2nd Floor Area	280 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Width	500 ft Width
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	54 sqft
Deck Area	380 sqft
Patio Area	15 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P54003
Old Parcel Number	37500030050005
Street Address	120 E SPRUCE ST
City	MOUNT VERNON
State	WA
Zip	98273-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1300 AC) LOT 5, BLOCK 3, PAPES ADDITION TO THE CITY OF MT VERNON, AS PER PLAT THEREOF RECORDED IN VOLUME 3 OF PLATS, PAGE
Legal Range	04E
Legal Township	34N
Legal Section	20
Legal Quarter	NW
Legal Subdivision	PAPES ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2006
Census Tract	952500

Owner

120 E Spruce St is owned and occupied by an individual who acquired it in January 2021.

Source: Skagit County records, as of July 1, 2022

Owner of Record	Individual Name on File
Mailing Address	120 E SPRUCE ST, MOUNT VERNON, WA 98273-2917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 12, 2018	Warranty Deed, Transfer PRIMELENDING VENTURES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202101210127
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000000127
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jan 21, 2021
Property Address	120 E SPRUCE ST, MOUNT VERNON, WA 98273-2917
Document Number	0000000127
Map Reference	VOL 3 PG 59
Instrument Date	Jan 19, 2021
Instrument	202101210127
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAND T&E OF SKAGIT & ISLAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E SPRUCE ST, MOUNT VERNON, WA 98273-2917

Mortgage

Document Number	0000000128
Date	Jan 21, 2021
Instrument	202101210128

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	120 E SPRUCE ST, MOUNT VERNON, WA 98273-2917
Document Number	0010070014
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 E SPRUCE ST MOUNT VERNON WA 982732917, MOUNT VERNON, WA 98273-2917

Mortgage

Document Number	0010070014
Date	Oct 7, 2020
Instrument	10070014

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jul 12, 2018
Property Address	120 E SPRUCE ST, MOUNT VERNON, WA 98273-2917
Document Number	0007120068
Instrument Date	Jul 6, 2018
Instrument	7120068
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,259.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 E SPRUCE ST MOUNT VERNON WA 982732917, MOUNT VERNON, WA 98273-2917

Mortgage

Document Number	7120069
Date	Jul 12, 2018
Instrument	7120069

Lender

Name	PRIMELENDING VENTURES
Type	Construction/Development Company
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Flood

FEMA has no flood map on file for 120 E Spruce St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 E Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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