Lehigh County property record for 120 E Spruce St, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1955 |
| Lot Size | 0.252 acres (10,995 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $6,168 (2026) |
| Deeds & Mortgages | May 2022 Second Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 549550433202-1 |
| Primary APN | 549550433202-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Base Area |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,995 sqft (0.252 acres) |
| Lot Dimensions | 150 ft deep x 73.3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | C549550433202 1 |
|---|---|
| Street Address | 120 E SPRUCE ST |
| City | EMMAUS |
| State | PA |
| Zip | 18049-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L |
| Legal Description | LOTS: 009 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | EMMAUS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 6600 |
Source: Lehigh County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 120 E SPRUCE ST, EMMAUS, PA 18049-2828 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMONWEALTH FCU |
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2002 |
| Transfer Doc | 0007014289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 120 E SPRUCE ST, EMMAUS, PA 18049-2828 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000016880 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022016880 |
| Name | FIRST COMMONWEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | LEHIGH VALLEY, PA 18002 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 120 E SPRUCE ST, EMMAUS, PA 18049-2828 |
| Document Number | 0000027638 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 120 E SPRUCE ST EMMAUS PA 180492828, EMMAUS, PA 18049-2828 |
| Document Number | 0000027638 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 27638 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 23, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Lehigh County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| Municipality | Emmaus Borough |
| Unified School District | East Penn School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,168.00 (+12.39%) | $170,100 (-) Land $35,800 Building $134,300 | |
| 2024 | $5,488.00 | $170,100 Land $35,800 Building $134,300 | |
| 2013 | $170,100 Land $35,800 Building $134,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1987–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMMAUS BOROUGH PUBLIC WATER serves 14,000 people · EPA ID PA3390032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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