Columbus County property record for 120 E Smith St, Whiteville, NC 28472
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft · built 1939 |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Oct 1990) |
| Tax Bill | $1,507 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0281.04-93-9777.000 |
| Primary APN | 0281.04-93-9777.000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01-55419 |
|---|---|
| Street Address | 120 E SMITH ST |
| City | WHITEVILLE |
| State | NC |
| Zip | 28472-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE GRADY JORDAN |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 930900 |
Source: Columbus County records · APN 0281.04-93-9777.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 E SMITH ST, WHITEVILLE, NC 28472-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 1990 · Amount on Record |
| Deed Sale | Oct 15, 1990 · Amount on Record |
| Deed Document Number | 0000415235 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Property Address | 120 E SMITH ST, WHITEVILLE, NC 28472-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1219/0406 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 1219/0406 |
| Instrument | 2020000253 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Columbus County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Municipality | Whiteville City |
| Unified School District | Whiteville City Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $93,700 (-) Land $40,000 Building $53,700 | |
| 2024 | $1,507.00 (+3.01%) | |
| 2023 | $1,463.00 | $93,700 Land $40,000 Building $53,700 |
Source: FEMA National Flood Hazard Layer as of December 6, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (2003–2025) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Atlantic Telephone Membership.
Based on FCC filings for 212 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WHITEVILLE serves 5,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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