Lake County property record for 120 E Sheridan Rd, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,548 sqft · built 1954 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Mar 2021) |
| Tax Bill | $16,527 (2024) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-304-072 |
| Primary APN | 12-21-304-072 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 2,038 sqft |
| Upper Floors Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 17,729 sqft (0.407 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 E SHERIDAN RD |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANSEN & WERHANE SUB. LOT 4 |
| Legal Subdivision | HANSEN & WERHANE SUB. |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 23, 2018 | Warranty Deed, Transfer · ARM BMO HARRIS BANK NA |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Jun 20, 2017 | Grant Deed, Transfer ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Aug 23, 2018 · Amount on File |
| Deed Document Number | 20217768649 |
| Prior Transfer Date | Jun 21, 2013 |
| Prior Transfer Doc | 0007026968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 29, 2021 |
| Property Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007768649 |
| Map Reference | MB 1438 PG 11 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 7768649 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007768650 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 7768650 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.07% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 23, 2018 |
| Property Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007507979 |
| Map Reference | DOC905592 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 7507979 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E SHERIDAN RD, 120, LAKE BLUFF, IL 60044-2700 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007507980 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 7507980 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007415993 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 E SHERIDAN RD LAKE BLUFF IL 600442700, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007415993 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 7415993 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 31, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 20, 2017 |
| Property Address | 120 E SHERIDAN RD, LAKE BLUFF, IL 60044-2700 |
| Document Number | 0007404138 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 7404138 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,009.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 260 RAVINE FOREST DR LAKE BLUFF IL 600442761, LAKE BLUFF, IL 60044-2761 |
| Document Number | 7404139 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 7404139 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,549 (+15.97%) Land $130,885 Building $126,664 | $772,724 (+15.97%) Land $392,694 Building $380,030 | |
| 2024 | $16,527.00 (+12.51%) | ||
| 2023 | $14,689.00 (+3.63%) | $222,084 (+3.95%) Land $112,862 Building $109,222 | $666,319 (+3.95%) Land $338,620 Building $327,699 |
| 2022 | $14,175.00 | $213,650 Land $108,576 Building $105,074 | $641,015 Land $325,761 Building $315,254 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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