120 E Sapphire Ln, Spokane, WA 99208 Property Records

Spokane County property record for 120 E Sapphire Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,731 sqft · built 2018
Lot Size	0.24 acres (10,443 sqft)
Owner	Individual Name on File
Last Sale	$470,204 (Feb 2018)
Tax Bill	$6,373 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36052.4205`

Property Details

APN / Parcel Number

Primary APN	`36052.4205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,443 sqft (0.24 acres)
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces
Patio Area	451 sqft
Canopy	494 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 E SAPPHIRE LN
City	SPOKANE
State	WA
Zip	99208-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WANDERMERE HEIGHTS PHASE 5: LOT 5 BLOCK 3 (AFN 6528144 - PTN W1/2 OF 5-26-43)
Legal Range	43
Legal Township	26
Legal Section	05
Legal Subdivision	WANDERMERE HEIGHTS PHASE 5
Legal Phase	5
Legal Block	3
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3000
Census Tract	10506

Owner

120 E Sapphire Ln is owned and occupied by an individual who acquired it in September 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 23, 2021	Intrafamily Transfer, Transfer
Feb 20, 2018	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2017	Warranty Deed, Construction Loan · Construction Mortgage STATE BANK NORTHWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	20186683428
Last Transfer Date	Sep 13, 2021
Transfer Doc	0007129385
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007037474
Date	Feb 22, 2021
Instrument	7037474

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Sep 23, 2021
Property Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062
Document Number	0007129385
Map Reference	VOL 38 PG 78&79
Instrument Date	Sep 13, 2021
Instrument	7129385
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 20, 2018
Property Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062
Document Number	0006683428
Map Reference	VOL38 PG78&79
Instrument Date	Feb 12, 2018
Instrument	6683428
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SPOKANE, WA 99208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062

Mortgage

Document Number	0006683429
Date	Feb 20, 2018
Instrument	6683429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2017
Property Address	120 E SAPPHIRE LN, SPOKANE, WA 99208-6062
Document Number	0006630651
Map Reference	VOL38 PG78&79
Instrument Date	Aug 11, 2017
Instrument	6630651
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W ROSEWOOD AVE, SPOKANE, WA 99208-4142
Investor	Possibly a Property Investor

Mortgage

Document Number	0006630652
Date	Aug 14, 2017
Instrument	6630652

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 120 E Sapphire Ln was $6,373, up 4.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,373.00 (+4.13%)	$595,500 (-4.83%) Land $150,000 Building $445,500	$595,500 (-4.83%) Land $150,000 Building $445,500
2025	$6,120.00	$625,700 (+6.59%) Land $150,000 Building $475,700	$625,700 (+6.59%) Land $150,000 Building $475,700
2024		$587,000 (+23.35%) Land $110,000 Building $477,000	$587,000 (+23.35%) Land $110,000 Building $477,000
2023	$5,426.00 (+0.15%)	$475,900 Land $75,000 Building $400,900	$475,900 Land $75,000 Building $400,900
2022	$5,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Sapphire Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Sapphire Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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