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120 E Ruby Rd, Rio Rico, AZ 85648 Property Records

Santa Cruz County property record for 120 E Ruby Rd, Rio Rico, AZ 85648 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,970 sqft · built 1994
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$153,500 (Sep 2017)
Tax Bill$1,503 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN115-13-377

Property Details

APN / Parcel Number

Primary APN115-13-377
Alternative APNs
  • R000023422
  • 1151337704

Interior

Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,970 sqft Living Area
1st Floor Area1,970 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Patio Area286 sqft Patio
PorchSlab
Porch Area223 sqft Porch
View / LotMountain
Utility Building18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account NumberR000023422
Street Address120 E RUBY RD
CityRIO RICO
StateAZ
Zip85648-0100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB RIO RICO ESTATES UNIT NO.11 LOT 6 OF BLK 242
Legal Range14E
Legal Township23S
Legal Section18
Legal SubdivisionSUB RIO RICO ESTATES
Legal Block242
Legal Lot Number6
JurisdictionSANTA CRUZ AZ
Township / Civil DivisionNOGALES
Census Block Group1
Census Block1032
Census Tract966111

Owner

Source: Santa Cruz County records · APN 115-13-377

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 E RUBY RD, RIO RICO, AZ 85648-0100
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · FHA Mortgage
SOVEREIGN LENDING GROUP INC
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
Sep 29, 2017Warranty Deed, Transfer · FHA Mortgage
SUNSTREET MORTGAGE LLC
Sep 29, 2017Quit Claim Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2017 · Amount on Record
Deed SaleSep 29, 2017 · Amount on Record
Prior SaleDec 30, 2013 · Amount on Record
Deed Document Number20176858
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address120 E RUBY RD, RIO RICO, AZ 85648-0100
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E RUBY RD, RIO RICO, AZ 85648-0100

Mortgage

Document Number0000008616
DateSep 29, 2021
Instrument2021-08616
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueFeb 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address120 E RUBY RD, RIO RICO, AZ 85648-0100
Transaction TypeMortgage
Record UpdatedOct 01, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E RUBY RD, RIO RICO, AZ 85648-0100

Mortgage

Document Number0000008425
DateSep 22, 2021
Instrument2021-08425
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateSep 29, 2017
Property Address120 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000006858
Map ReferenceMAP3 PG10
Instrument DateJul 24, 2017
Instrument2017-06858
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyLAWYERS TITLE NOGALES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E RUBY RD, RIO RICO, AZ 85648-0100

Mortgage

Document Number0000006860
DateSep 29, 2017
Instrument2017-06860
Lender
NameSUNSTREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ AZ
Recording DateSep 29, 2017
Property Address120 E RUBY RD, RIO RICO, AZ 85648-0100
Document Number0000006857
Instrument DateJul 19, 2017
Instrument6857
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2006 N 101ST CIR OMAHA NE 681345516, OMAHA, NE 68134-5516

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateArizona
CountySanta Cruz County
Unified School DistrictSanta Cruz Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$194,249 (+34.38%) Land $7,000 Building $187,249
2025$1,503.00 (+15.97%)
2023$14,455 (+3.29%) Land $800 Building $13,655$144,548 (+3.28%) Land $8,000 Building $136,548
2022$1,296.00$13,995 Land $740 Building $13,255$139,952 Land $7,400 Building $132,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 88% of the US · above 81% of Arizona
Wildfire LikelihoodAbout 1 in 116 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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