120 E Rose Ave, Saint Louis, MO 63119 Property Records

St. Louis County property record for 120 E Rose Ave, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,659 sqft · built 1948
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Aug 2004)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24K-13-0415`

Property Details

APN / Parcel Number

Primary APN	`24K-13-0415`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	900 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	55 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	96 sqft
Poultry House	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 E ROSE AVE
City	SAINT LOUIS
State	MO
Zip	63119-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	64A4
Legal Description	WASHINGTON PARK LOT PTS 1 THRU 6 W PTS
Legal Subdivision	WASHINGTON PARK
Legal Block	12
Legal Lot Number	1-6
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4006
Census Tract	219501

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 2, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jun 16, 2020	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Aug 25, 2017	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2004 · Amount on Record
Deed Sale	Aug 2, 2004 · Amount on Record
Prior Sale	Mar 27, 2001 · Amount on Record
Deed Document Number	20041104
Deed Book / Page	16007 / 424
Prior Transfer Date	Feb 22, 2001
Prior Transfer Doc	0129390292
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ROSE AVE, WEBSTER GROVES, MO 63119-4773

Mortgage

Document Number	2023082500483
Date	Aug 25, 2023
Instrument	2023082500483

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 2, 2023
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Document Number	2023100200488
Map Reference	MB 369 PG 268
Instrument Date	Sep 29, 2023
Instrument	2023100200488
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12120 ROSE MDWS, MARYLAND HEIGHTS, MO 63043-1115

Mortgage

Document Number	2023100200489
Date	Oct 2, 2023
Instrument	2023100200489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773

Mortgage

Document Number	0248022540
Date	Apr 15, 2021
Book Page	24802/2540
Instrument	2021041500650

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773

Mortgage

Document Number	0241641740
Date	Aug 3, 2020
Book Page	24164/1740
Instrument	2020080301203

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Document Number	0241641742
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 E ROSE AVE ST LOUIS MO 631194773, ST LOUIS, MO 63119-4773

Mortgage

Document Number	0241641742
Date	Aug 3, 2020
Book Page	024164/001742
Instrument	1203

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Document Number	0227620524
Book / Page	022762 / 000524
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 E ROSE AVE ST LOUIS MO 631194773, ST LOUIS, MO 63119-4773

Mortgage

Document Number	0227620524
Date	Nov 1, 2017
Book Page	022762/000524
Instrument	224

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2037

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 E ROSE AVE, SAINT LOUIS, MO 63119-4773
Document Number	0226743441
Book / Page	022674 / 003441
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 E ROSE AVE ST LOUIS MO 631194773, ST LOUIS, MO 63119-4773

Mortgage

Document Number	0226743441
Date	Aug 30, 2017
Book Page	022674/003441
Instrument	798

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,360 (-) Land $32,070 Building $39,290	$375,600 (-) Land $168,800 Building $206,800
2025	$4,604.00 (-0.35%)	$71,360 (+7.41%) Land $32,070 Building $39,290	$375,600 (+7.41%) Land $168,800 Building $206,800
2024	$4,620.00 (+0.48%)
2023	$4,598.00 (+7.56%)	$66,440 (+14.57%) Land $25,630 Building $40,810	$349,700 (+14.58%) Land $134,900 Building $214,800
2022	$4,275.00	$57,990 Land $22,460 Building $35,530
2021			$305,200 Land $118,200 Building $187,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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