120 E Ridge Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 120 E Ridge Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,032 sqft · built 1989
Lot Size	1.32 acres (57,543 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Aug 2018)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-41A-0011.0000`

Property Details

APN / Parcel Number

Primary APN	`09-41A-0011.0000`
Alternative APNs	`20-09-41A-0011.0000` `07473833`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,032 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	57,543 sqft (1.32 acres)
Lot Dimensions	453 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07473833
Street Address	120 E RIDGE RD
City	CHARLESTON
State	WV
Zip	25314-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 EAST RIDGE SUB WTS LICK BRANCH
Legal Subdivision	EAST RIDGE SUB
Legal Lot Number	11
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	1902

Owner

120 E Ridge Rd is owned and occupied by an individual who bought it in August 2018.

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 E RIDGE RD, CHARLESTON, WV 25314-1666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Deed Document Number	3009869
Deed Book / Page	003009 / 000869
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Aug 7, 2018
Property Address	120 E RIDGE RD, CHARLESTON, WV 25314-1666
Document Number	0030090869
Book / Page	003009 / 000869
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E RIDGE RD CHARLESTON WV 253141666, CHARLESTON, WV 25314-1666

Mortgage

Document Number	43190431
Date	Aug 7, 2018
Book Page	004319/000431

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Ridge Rd was $4,436.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,436.00	$275,700 Land $45,720 Building $229,980	$459,500 Land $76,200 Building $383,300
2023	$4,248.00	$264,060 (+6%) Land $45,720 Building $218,340	$440,100 (+6%) Land $76,200 Building $363,900
2022		$249,120 Land $45,720 Building $203,400	$415,200 Land $76,200 Building $339,000
2021	$4,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Ridge Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 76% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Ridge Rd

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