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120 E Railroad Ave, Genoa, IL 60135 Property Records

DeKalb County property record for 120 E Railroad Ave, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Lot Size0.93 acres (4,072 sqft)
Owner2 Individual Names on Record
Tax Bill$4,142 (2024)
Deeds & MortgagesFeb 2024 Transfer
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-19-456-009

Property Details

APN / Parcel Number

Primary APN03-19-456-009

Exterior

Lot Area4,072 sqft (0.93 acres)
Lot Dimensions78 ft deep x 52.2 ft wide

Location & Zoning

Account Number0319456009
Street Address120 E RAILROAD AVE
CityGENOA
StateIL
Zip60135-1280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 78FT LOT 1 - BLK 2 - PATTERSONS SECOND ADDITION
Legal SubdivisionPATTERSONS SECOND ADDITION
Legal Block2
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionGENOA
Census Block Group2
Census Block2056
Census Tract100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 E RAILROAD AVE, GENOA, IL 60135-1280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 7, 2019Deed of Trust, Mortgage · VA Mortgage
BYRON BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 20, 2024
Transfer Doc0000001263
Record UpdatedJun 8, 2026

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDE KALB IL
Recording DateFeb 23, 2024
Property Address120 E RAILROAD AVE, GENOA, IL 60135-1280
Document Number0000001263
Map ReferenceMB B PG 126
Instrument DateFeb 20, 2024
Instrument2024001263
Transaction TypeTransfer
Record UpdatedMar 8, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 E RAILROAD AVE, GENOA, IL 60135-1280

Transferred To (Grantee/Buyer)

NameVerified Name

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address120 E RAILROAD AVE, GENOA, IL 60135-1280
Document Number0000010847
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E RAILROAD AVE GENOA IL 601351280, GENOA, IL 60135-1280

Mortgage

Document Number0000010847
DateNov 22, 2019
Instrument10847
Lender
NameBYRON BK
TypeBank
AddressBYRON, IL 61010
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionGenoa Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,507 (+21.37%) Land $11,467 Building $41,040$157,521 (+21.37%) Land $34,401 Building $123,120
2024$4,142.00
2023$43,262 (+15%) Land $9,813 Building $33,449$129,786 (+15%) Land $29,439 Building $100,347
2022$37,620 Land $9,490 Building $28,130$112,860 Land $28,470 Building $84,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: DNA Communications.

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