Frederick County property record for 120 E Patrick St, Frederick, MD 21701 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 4.5 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1870 |
| Square Footage | 4,440 sqft Living Area |
| Lot Size | 5,797 sqft (0.133 acres) |
| Last Sale | $705,000 (2018) |
| Tax Bill | $11,998.00 (2025) |
| Primary APN | 02-101718 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Units | 10 Units |
| Building Area | 4,440 sqft Living Area |
| Gross Area | 5,370 sqft Gross Area |
| 1st Floor | 4,440 sqft 1st Floor |
| Basement Area | 930 sqft Basement |
| Stories | 3 Stories |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Multifamily Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 5,797 sqft (0.133 acres) |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 101718 |
|---|---|
| Street Address | 120 E PATRICK ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | LT 31 X 187 & LOT 25 X 42 120 E. PAT. ST. |
| Legal Subdivision | SOUTH SIDE OF EAST OATRICK STREET |
| Legal Lot Number | 120 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 750200 |
Source: Frederick County records · APN 02-101718
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 122 E PATRICK ST, FREDERICK, MD 21701-5630 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WOODSBORO BANK |
| Mar 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK |
| Sep 06, 2018 | Deed, Transfer · Commercial Mortgage FREDERICK COUNTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2018 · Amount on Record |
| Deed Sale | Sep 06, 2018 · Amount on Record |
| Deed Book / Page | 12607 / 275 |
| Prior Transfer Date | Jan 30, 2012 |
| Prior Transfer Doc | 0087690410 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 09, 2026 |
| Property Address | 120 E PATRICK ST, FREDERICK, MD 21701-5630 |
| Document Number | 1781000103 |
| Book / Page | 17811 / 103 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRIENDSHIP TITLE, FRIENDS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 122 E PATRICK ST, FREDERICK, MD 21701-5630 |
| Document Number | 1781000103, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 17811/103 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 120 E PATRICK ST, FREDERICK, MD 21701-5692 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0120910369 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 12091/0369 |
| Instrument | 12091-0369 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 120 E PATRICK ST, FREDERICK, MD 21701-5692 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0128670443 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 12867/0443 |
| Name | FREDERICK COUNTY BANK |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 06, 2018 |
| Property Address | 120 E PATRICK ST, FREDERICK, MD 21701-5692 |
| Document Number | 0126070275 |
| Book / Page | 12607 / 0275 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20 E 2ND ST, FREDERICK, MD 21701-5303 |
| Document Number | 0012607281 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 12607/281 |
| Name | FREDERICK COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,998.00 (-0.4%) | $643,900 (-) Land $355,900 Building $288,000 | $643,900 (-) Land $355,900 Building $288,000 |
| 2024 | $12,046.00 (+1.91%) | ||
| 2023 | $11,820.00 | $643,900 Land $355,900 Building $288,000 | $643,900 Land $355,900 Building $288,000 |
120 E Patrick St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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