120 E Olive St, Westville, NJ 08093 Property Records

Gloucester County and Westville Borough property record for 120 E Olive St, Westville, NJ 08093

Property Summary

Property Type	Single Family Home
Details	1,594 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,200 (Sep 2022)
Tax Bill	$8,986 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00083-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`21-00083-0000-00021`
Alternative APN	`210008300021`

Interior

Stories	2 Stories
Building Area	1,594 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	120 E OLIVE ST
City	WESTVILLE
State	NJ
Zip	08093-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	83
Legal Lot Number	21
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	WESTVILLE
Census Block Group	3
Census Block	3013
Census Tract	500100

Owner

Source: Gloucester County and Westville Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Sep 30, 2022	Deed, Transfer · FHA Mortgage US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Apr 5, 2000 · Amount on Record
Deed Document Number	202240394
Deed Book / Page	6754 / 243
Prior Transfer Date	Jan 16, 2003
Prior Transfer Doc	0035380024
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Recording Date	Apr 2, 2026
Property Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422
Document Number	0000010339
Book / Page	19194 / 280
Instrument Date	Feb 17, 2026
Instrument	202610339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422

Mortgage

Document Number	0000010339,
Date	Apr 2, 2026
Book Page	19194/280
Instrument	202610339

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.09%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005764
Date	Feb 28, 2024
Book Page	18279/238
Instrument	5764

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Sep 30, 2022
Property Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422
Document Number	0000040394
Book / Page	6754 / 243
Instrument Date	Sep 22, 2022
Instrument	40394
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E OLIVE ST, 120, WEST DEPTFORD, NJ 08093-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 E OLIVE ST, WESTVILLE, NJ 08093-1422

Mortgage

Document Number	0000040395
Date	Sep 30, 2022
Instrument	40395

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Westville Borough
Secondary School District	Gateway Regional School District (07 - 12)
Elementary School District	Westville Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,100 (+112.18%) Land $54,200 Building $281,900	$336,100 (+112.18%) Land $54,200 Building $281,900
2025	$8,986.00 (+4.26%)	$158,400 (+29.41%) Land $31,700 Building $126,700	$158,400 (+29.41%) Land $31,700 Building $126,700
2024	$8,619.00 (+37.66%)
2023		$122,400 Land $31,700 Building $90,700	$122,400 Land $31,700 Building $90,700
2022	$6,261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.67 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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