120 E Northern Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 120 E Northern Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1956
Lot Size	0.218 acres (9,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,000 (Jan 2023)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`160-54-033`

Property Details

APN / Parcel Number

Primary APN	`160-54-033`
Alternative APN	`160540330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,514 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 E NORTHERN AVE
City	PHOENIX
State	AZ
Zip	85020-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MELROSE GROVES UNIT 1 LOTS 28-36 MCR 69/25
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	MELROSE GROVES UNIT 1 LOTS 28-36
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	105300

Owner

Source: Maricopa County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jun 30, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Apr 4, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	202340387
Prior Transfer Date	Mar 14, 2003
Prior Transfer Doc	0000325584
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056

Mortgage

Document Number	0000175777
Date	Feb 17, 2021
Instrument	20210175777

Lender

Name	ZB NA
Type	Bank
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056

Mortgage

Document Number	0000171502
Date	Mar 25, 2026
Instrument	20260171502

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056

Mortgage

Document Number	0000376660
Date	Jun 30, 2025
Instrument	20250376660

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2023
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Document Number	0000040387
Map Reference	MB 69 PG 25
Instrument Date	Jan 24, 2023
Instrument	20230040387
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056

Mortgage

Document Number	0000040388
Date	Jan 25, 2023
Instrument	20230040388

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2022
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Document Number	0000298223
Map Reference	MB 69 PG 25
Instrument Date	Apr 4, 2022
Instrument	20220298223
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5501 E VERDE LN, PHOENIX, AZ 85018-8147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 9, 2017
Property Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056
Document Number	0000423380
Map Reference	MB 69 PG 25
Instrument Date	Jun 6, 2017
Instrument	2017-0423380
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	120 E NORTHERN AVE, PHOENIX, AZ 85020-4056

Mortgage

Document Number	0000423381
Date	Jun 9, 2017
Instrument	2017-0423381

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,360 (+157.9%)	$463,600 (+6.21%) Land $92,700 Building $370,900
2025	$2,003.00 (+6.09%)	$17,976 (-61.01%)	$436,500 (-5.31%) Land $87,300 Building $349,200
2024		$46,100	$461,000 Land $92,200 Building $368,800
2023	$1,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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