Cook County property record for 120 E North Ave, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 1954 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,422 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-327-020 |
| Primary APN | 12-32-327-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 120 E NORTH AVE |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 32 |
| Legal Subdivision | NORTHLAKE VILLAGE 03/MIDLAND DEVEL |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 811800 |
120 E North Ave is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E NORTH AVE, NORTHLAKE, IL 60164-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 26, 2018 | Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 120 E NORTH AVE, NORTHLAKE, IL 60164-2522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004739059 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2204739059 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 26, 2018 |
| Property Address | 120 E NORTH AVE, NORTHLAKE, IL 60164-2522 |
| Document Number | 1829919096 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 29919096 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 NORTH AVE NORTHLAKE IL 60164, NORTHLAKE, IL 60164 |
| Document Number | 1829946086 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 29946086 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,000 Land $3,300 Building $22,700 | $260,000 Land $33,000 Building $227,000 | |
| 2023 | $6,422.00 (-7.08%) | ||
| 2022 | $6,911.00 Homeowner's exemption | $22,000 Land $2,700 Building $19,300 | $220,000 Land $27,000 Building $193,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 E North Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1979–2020) |
| Claims Outside the SFHA | 5 of 74 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 E North Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHLAKE serves 12,840 people · EPA ID IL0314710 |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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