120 E Montgomery St, Baltimore, MD 21230 Property Records

Baltimore City property record for 120 E Montgomery St, Baltimore, MD 21230

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,300 sqft · built 1880
Lot Size	0.046 acres (2,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,500 (Dec 2019)
Tax Bill	$9,084 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`22-11-0899-017`

Property Details

APN / Parcel Number

Primary APN	`22-11-0899-017`
Alternative APNs	`110899 017` `0899-017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	2,003 sqft (0.046 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	110899 017
Street Address	120 E MONTGOMERY ST
City	BALTIMORE
State	MD
Zip	21230-3924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-7
Legal Description	0.046 ACRES
Legal Subdivision	HOWARD PARK
Legal Block	899
Legal Lot Number	17
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4003
Census Tract	220100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E MONTGOMERY ST, BALTIMORE, MD 21230-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Nov 21, 2008 · Amount on Record
Deed Book / Page	21693 / 107
Transfer Doc	FMC067520290
Record Updated	Jun 8, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Dec 16, 2019
Property Address	120 E MONTGOMERY ST, BALTIMORE, MD 21230-3924
Document Number	0216930107
Book / Page	21693 / 107
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DBA HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 E MONTGOMERY ST, BALTIMORE, MD 21230-3924

Mortgage

Document Number	0021693115
Date	Dec 16, 2019
Instrument	21693/115

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,533 (+5.69%)	$425,700 (+8.54%) Land $275,000 Building $150,700
2024	$9,084.00 (-1.85%)
2023	$9,255.00 Homeowner's exemption	$392,200 Land $275,000 Building $117,200	$392,200 Land $275,000 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20