120 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 120 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Duplex
Details	1 ba · 3,200 sqft · built 1950
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,168 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3052414`

Property Details

APN / Parcel Number

Primary APN	`D029 3052414`
Alternative APN	`146955`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft
Basement Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	120 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6620
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DUMAS J P ADDN, BLOCK 41, LOT 3 & 4, ACRES .3444
Legal Subdivision	DUMAS J P ADDN
Legal Block	41
Legal Lot Number	3,4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3021
Census Tract	700

Owner

Source: Grayson County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 CRABAPPLE RD, MANHASSET, NY 11030-1702
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage TEXAS PREMIER MORTGAGE INC
Jan 25, 2022	Vendor's Lien, Transfer · Commercial Mortgage TEXAS BANK
Jan 22, 2021	Warranty Deed, Transfer TEXAS HERITAGE NAT'L BK
May 26, 2020	Vendor's Lien, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE & LENDING
Feb 3, 2020	Warranty Deed, Transfer · Construction Mortgage BANFF CAPITAL LLC
Mar 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK/ADAMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024
Deed Sale	Jan 16, 2024
Prior Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	20241395
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000012322
Record Updated	Sep 20, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 12, 2023
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Document Number	0000032553
Map Reference	VOL Y PG 324
Instrument Date	Dec 8, 2023
Instrument	2023-32553
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	NOT AVAILABLE, MONEY LAW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CRABAPPLE RD, MANHASSET, NY 11030-1702

Mortgage

Document Number	0000032554
Date	Dec 12, 2023
Instrument	2023-32554

Lender

Name	TEXAS PREMIER MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jan 25, 2022
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Document Number	0000002510
Map Reference	VOL Y PG 325
Instrument Date	Jan 21, 2022
Instrument	2022-2510
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 540023, GRAND PRAIRIE, TX 75054-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 CLARENCE DR, FRISCO, TX 75033-3864

Mortgage

Document Number	0000002511
Date	Jan 25, 2022
Instrument	2022-2511

Lender

Name	TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2042

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 22, 2021
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Document Number	0000002274
Instrument Date	Jan 15, 2021
Instrument	2274
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 EXCALIBUR DR GRAND PRAIRIE TX 750523011, GRAND PRAIRIE, TX 75052-3011

Mortgage

Document Number	2275
Date	Jan 22, 2021
Instrument	2275

Lender

Name	TEXAS HERITAGE NAT'L BK
Type	Bank
Address	DAINGERFIELD, TX 75638

Agreement

Amount	Amount Recorded

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 26, 2020
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Document Number	0000012322
Map Reference	VOL Y PG 324
Instrument Date	May 20, 2020
Instrument	2020-00012322
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012323
Date	May 26, 2020
Instrument	2020-00012323

Lender

Name	ABSOLUTE MORTGAGE & LENDING
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 3, 2020
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Document Number	0000002838
Instrument Date	Jan 31, 2020
Instrument	2838
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 251147 PLANO TX 750251147, PLANO, TX 75025-1147

Mortgage

Document Number	2839
Date	Feb 3, 2020
Instrument	2839

Lender

Name	BANFF CAPITAL LLC
Address	2613 FAIRBOURNE CIR, PLANO, TX 75093-3847

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2021

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 26, 2018
Property Address	120 E MONTEREY ST, DENISON, TX 75021-6620
Instrument Date	Mar 21, 2018
Instrument	6434
Transaction Type	Construction Loan
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 E HERON ST DENISON TX 750216449, DENISON, TX 75021-6449

Mortgage

Document Number	0000006434
Date	Mar 26, 2018
Instrument	6434

Lender

Name	FIRST UNITED BK/ADAMS
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,168.00 (-0.8%)	$354,373 (-2.56%) Land $44,250 Building $310,123	$354,373 (-2.56%) Land $44,250 Building $310,123
2024	$8,234.00 (+10.3%)
2023		$363,684 Land $44,100 Building $319,584	$363,684 Land $44,100 Building $319,584
2022	$7,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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