120 E Monroe St, Covington, OK 73730 Property Records

Garfield County property record for 120 E Monroe St, Covington, OK 73730

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1930
Lot Size	0.241 acres (10,499 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2007)
Tax Bill	$256 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2007 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25523`

Property Details

APN / Parcel Number

Primary APN	`25523`
Alternative APN	`6140-00-008-022-0-031-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,499 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25523
Street Address	120 E MONROE ST
City	COVINGTON
State	OK
Zip	73730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22-24 BLOCK 8 SD-C94 EAST COVINGTON SW/4 12-21-4 WIFE- BRENDA G
Legal Range	04W
Legal Township	21N
Legal Section	12
Legal Subdivision	EAST COVINGTON
Legal Block	8
Legal Lot Number	22-24
Jurisdiction	GARFIELD OK
Township / Civil Division	SOUTH GARFIELD
Census Block Group	4
Census Block	4099
Census Tract	1200

Owner

120 E Monroe St is owned by an individual who bought it in September 2007.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 231, COVINGTON, OK 73730-0231
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Sep 13, 2007	Warranty Deed, Transfer
Jul 31, 2007	Affidavit of Death of Joint Tenant, Transfer
Jun 25, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2007 · Amount on File
Deed Sale	Sep 13, 2007 · Amount on File
Deed Book / Page	1873 / 448
Prior Transfer Date	Jun 21, 2007
Prior Transfer Doc	01861/0917
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	120 E MONROE ST, COVINGTON, OK 73730
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002585/915
Date	May 20, 2022
Book Page	2585/915

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	COVINGTON, OK 73730

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 20, 2037

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Sep 13, 2007
Property Address	120 E MONROE ST, COVINGTON, OK 73730
Document Number	01873/0448
Book / Page	1873 / 0448
Instrument Date	Aug 1, 2007
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 231, COVINGTON, OK 73730-0231

July 2007: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GARFIELD OK
Recording Date	Jul 31, 2007
Property Address	120 E MONROE ST, COVINGTON, OK 73730
Document Number	01867/0789
Book / Page	1867 / 0789
Instrument Date	Jul 23, 2007
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2522 S FLORENCE AVE # PL45, PL45, TULSA, OK 74114-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 S FLORENCE PL # 45, 45, TULSA, OK 74114-4444
Mail Care Of	M D PINKERTON

June 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARFIELD OK
Recording Date	Jun 25, 2007
Property Address	120 E MONROE ST, COVINGTON, OK 73730
Document Number	01861/0917
Book / Page	1861 / 0917
Instrument Date	Jun 21, 2007
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 S FLORENCE AVE, TULSA, OK 74114-4439

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Monroe St was $256.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Covington Town
Unified School District	Covington-Douglas Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,703 (+5.01%) Land $87 Building $2,616	$21,626 (-69.55%) Land $699 Building $20,927
2025	$256.00	$2,574 Land $83 Building $2,491	$71,021 Land $1,800 Building $69,221
2023	$252.00	$2,335 Land $75 Building $2,260	$54,690 Land $1,800 Building $52,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 E Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 553 people · EPA ID OK3002419
Water Source	Purchased groundwater from SALT FORK WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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