120 E Main St, Westfield, NY 14787 Property Records

Chautauqua County and Westfield Town property record for 120 E Main St, Westfield, NY 14787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,112 sqft · built 1868
Lot Size	0.53 acres (23,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (May 2022)
Tax Bill	$11,380 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2020 Mortgage
APN	`067201 193.17-1-6`

Property Details

APN / Parcel Number

Primary APN	`067201 193.17-1-6`
Alternative APN	`72011930170001006000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,112 sqft Living Area
1st Floor Area	1,756 sqft
2nd Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1868
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	23,119 sqft (0.53 acres)
Lot Dimensions	151 ft deep x 152 ft wide
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 E MAIN ST
City	WESTFIELD
State	NY
Zip	14787-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1A
Legal Description	470-210; OLD APN: 067201 113-4-3
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3002
Census Tract	36500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the French Portage Road Historic District listed 1983 · 95 contributing resources · NRIS 83003895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chautauqua County and Westfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E MAIN ST, WESTFIELD, NY 14787-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	20223567
Prior Transfer Date	Jun 14, 2011
Prior Transfer Doc	0000002011/000000291
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 30, 2026
Property Address	120 E MAIN ST, WESTFIELD, NY 14787-1322
Document Number	0000002023
Instrument Date	Apr 9, 2026
Instrument	20262023
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E MAIN ST, WESTFIELD, NY 14787-1322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002023,
Date	Apr 30, 2026
Instrument	20262023

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	120 E MAIN ST, WESTFIELD, NY 14787-1322
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020001938
Date	Apr 7, 2020
Instrument	MT2020001938

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Westfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Westfield Town
Municipality	Westfield Village
Unified School District	Westfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,380.00 (+0.86%)
2025	$11,283.00	$210,000 (-) Land $25,800 Building $184,200	$415,800 (+17.81%) Land $51,084 Building $364,716
2023		$210,000 (-) Land $25,800 Building $184,200	$352,941 (+10.92%) Land $43,361 Building $309,580
2022	Disabled Person's exemption Veteran's exemption	$210,000 Land $25,800 Building $184,200	$318,182 Land $39,091 Building $279,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD VILLAGE AND TOWN serves 3,890 people · EPA ID NY0615782
Water Source	Surface water
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

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