McLean County property record for 120 E Main St, Stanford, IL 61774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,225 sqft · built 1892 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Jun 2022) |
| Tax Bill | $3,390 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-402-005 |
| Primary APN | 19-21-402-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Attic | Attic |
| Attic Area | 658 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 E MAIN ST |
|---|---|
| City | STANFORD |
| State | IL |
| Zip | 61774-7542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAUFFMANS RE-SURVEY OF LEWIS ADDITION TO STANFORD LOT 2 |
| Legal Range | 01W |
| Legal Township | 23N |
| Legal Section | 21 |
| Legal Subdivision | LEWIS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | ALLIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 6000 |
Source: McLean County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2020 · Amount on Record |
| Deed Document Number | 202211210 |
| Prior Transfer Date | Jul 10, 2009 |
| Prior Transfer Doc | 0000024352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 22, 2022 |
| Property Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 202200011210 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-00011210 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 202200011211 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022-00011211 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 16, 2020 |
| Property Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 202000006652 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2020-00006652 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 202000006653 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020-00006653 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate | 4.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 120 E MAIN ST, STANFORD, IL 61774-7542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-00001743 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2018-00001743 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 12, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 2 Years |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Allin Township |
| Municipality | Stanford Village |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,553 (+20.46%) Land $4,819 Building $41,734 | $139,659 (+20.46%) Land $14,457 Building $125,202 | |
| 2024 | $3,390.00 (+1.47%) | ||
| 2023 | $3,341.00 (+53.4%) | $38,647 (+42.37%) Land $4,001 Building $34,646 | $115,941 (+42.37%) Land $12,003 Building $103,938 |
| 2022 | $2,178.00 | $27,146 Land $3,572 Building $23,574 | $81,438 Land $10,716 Building $70,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD serves 600 people · EPA ID IL1131000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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