Richland County property record for 120 E Main St, Shelby, OH 44875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,088 sqft · built 1903 |
| Lot Size | 0.197 acres (8,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2026) |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-08-207-04-000 |
| Primary APN | 046-08-207-04-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 20 sqft |
| Unfinished Basement | 20 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Other |
| Exterior Material | Aluminum Siding |
| Lot Area | 8,586 sqft (0.197 acres) |
| Lot Dimensions | 148 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 E MAIN ST |
|---|---|
| City | SHELBY |
| State | OH |
| Zip | 44875-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 572 58 X 148 |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SHARON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2600 |
Source: Richland County records · APN 046-08-207-04-000
Assessment roll updated April 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 579 EXECUTIVE CAMPUS DR, 300, WESTERVILLE, OH 43082-9801 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2025 · Amount on Record |
| Deed Document Number | 20262941 |
| Deed Book / Page | 3039 / 5198 |
| Prior Transfer Date | Jun 24, 2017 |
| Prior Transfer Doc | 0000008649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 120 E MAIN ST, SHELBY, OH 44875-1336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 02693/0526 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 2693/0526 |
| Instrument | 201900004061 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Mar 18, 2026 |
| Property Address | 120 E MAIN ST, SHELBY, OH 44875-1336 |
| Document Number | 03039/5198 |
| Book / Page | 3039 / 5198 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 202600002941 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 579 EXECUTIVE CAMPUS DR STE 300, 300, WESTERVILLE, OH 43082-9801 |
| Investor | Possibly a Property Investor |
| Document Number | 202600002942 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 202600002942 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Sharon Township |
| Municipality | Shelby City |
| Unified School District | Shelby City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,588.00 | $40,560 (-) Land $4,420 Building $36,140 | |
| 2024 | $1,588.00 (-0.19%) | $40,560 (-) Land $4,420 Building $36,140 | |
| 2023 | $1,591.00 (+18.03%) | $40,560 (+38.34%) Land $4,420 Building $36,140 | $115,880 (+38.33%) Land $12,630 Building $103,250 |
| 2022 | $1,348.00 | $29,320 Land $4,740 Building $24,580 | |
| 2020 | $83,770 Land $13,550 Building $70,220 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 465 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHELBY CITY serves 9,453 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures