120 E Main St, Peru, IN 46970 Property Records

Miami County property record for 120 E Main St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1927
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-43423-00`

Property Details

APN / Parcel Number

Primary APN	`021-43423-00`
Alternative APNs	`52-08-27-401-366.000-016` `00651844991`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1963
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	High
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00651844991
Street Address	120 E MAIN ST
City	PERU
State	IN
Zip	46970-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-43423-00 GODFROYS AD W1/2 LOT 210 42 084 23000
Legal Subdivision	GODFROYS ADDITION
Legal Lot Number	210
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	4
Census Block	4008
Census Tract	952400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Godfroy’s Addition Historic District listed 2023 · 169 contributing resources · NRIS 100009293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E MAIN ST, PERU, IN 46970-2338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Aug 8, 2018	Warranty Deed, Transfer · Line of Credit LOGANSPORT SAVINGS BANK
Dec 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	2025522228
Prior Transfer Date	Nov 13, 2017
Prior Transfer Doc	20170525324
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	120 E MAIN ST, PERU, IN 46970-2338
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E MAIN ST, PERU, IN 46970-2338

Mortgage

Document Number	20220524930
Date	Nov 1, 2022
Instrument	20220524930

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 20, 2022
Property Address	120 E MAIN ST, PERU, IN 46970-2338
Document Number	20220522390
Instrument Date	May 9, 2022
Instrument	20220522390
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	20220522391
Date	May 20, 2022
Instrument	20220522391

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 8, 2018
Property Address	120 E MAIN ST, PERU, IN 46970-2338
Document Number	20180523166
Instrument Date	Aug 7, 2018
Instrument	20180523166
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20180523167
Date	Aug 8, 2018
Instrument	20180523167

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2038

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 11, 2017
Property Address	120 E MAIN ST, PERU, IN 46970-2338
Document Number	20170525324
Instrument Date	Nov 13, 2017
Instrument	20170525324
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00 (+8.98%) Homeowner's exemption	$112,700 (+30.29%) Land $4,100 Building $108,600	$112,700 (+30.29%) Land $4,100 Building $108,600
2024	$958.00 (+10.75%)
2023	$865.00 (+94.82%)	$86,500 Land $4,100 Building $82,400	$86,500 Land $4,100 Building $82,400
2022	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · Severe Storms And Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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