120 E Main St, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 120 E Main St, Murfreesboro, TN 37130

Property Summary

Property Type	Commercial Office
Details	13 ba · 28,699 sqft · built 1978
Lot Size	1.2 acres (52,272 sqft)
Owner	Company Name on Record
Last Sale	$3,400,000 (Apr 2022)
Tax Bill	$34,213 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091NB-D-001.00-000`

Property Details

APN / Parcel Number

Primary APN	`091NB-D-001.00-000`
Alternative APNs	`091NBD 00100` `R0056571`

Interior

Full Baths	13 Baths
Plumbing Fixtures	39 Plumbing Fixtures
Stories	3 Stories
Building Area	28,699 sqft Total Area
1st Floor Area	23,898 sqft
Upper Floors Area	16,750 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	302 ft deep x 302 ft wide
Porch	Porch
Porch Area	4,620 sqft
Canopy	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0056571
Street Address	120 E MAIN ST
City	MURFREESBORO
State	TN
Zip	37130-3727
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	302.9 X 302 IRR
Legal Subdivision	NATIONS BANK & PARKING
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	1
Census Block	1025
Census Tract	41602

Owner

Source: Rutherford County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 PUBLIC SQ, MURFREESBORO, TN 37130-3670
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Feb 6, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	20222433796
Deed Book / Page	2227 / 3636
Last Transfer Date	Jan 16, 2025
Transfer Doc	0026141516
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 7, 2026
Property Address	120 E MAIN ST, MURFREESBORO, TN 37130-3727
Document Number	0002663024
Book / Page	2671 / 1811
Instrument Date	Aug 6, 2026
Instrument	20262663024
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PUBLIC SQ, MURFREESBORO, TN 37130-3670
Investor	Possibly a Property Investor

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 30, 2026
Property Address	120 E MAIN ST, MURFREESBORO, TN 37130-3727
Document Number	0002661725
Book / Page	2668 / 2201
Instrument Date	Jul 29, 2026
Instrument	20262661725
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	120 N MANEY AVE, MURFREESBORO, TN 37130-3815

Mortgage

Document Number	0002661725,
Date	Jul 30, 2026
Book Page	2668/2201
Instrument	20262661725

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 6, 2026
Property Address	120 E MAIN ST, MURFREESBORO, TN 37130-3727
Document Number	0026141516
Book / Page	2614 / 1516
Instrument Date	Feb 6, 2026
Instrument	2633810
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N MANCY AVE, MURFREESBORO, TN 37130-3815

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	120 E MAIN ST, MURFREESBORO, TN 37130-3727
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022273639
Date	Apr 5, 2022
Book Page	2227/3639
Instrument	2433797

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,722,360 (+42.41%) Land $376,400 Building $1,345,960	$4,305,900 (+42.41%) Land $941,000 Building $3,364,900
2025	$34,213.00	$1,209,440 (-) Land $313,680 Building $895,760
2023	$34,213.00 (+10.12%)	$1,209,440 Land $313,680 Building $895,760	$3,023,600 (-) Land $784,200 Building $2,239,400
2022	$31,068.00		$3,023,600 Land $784,200 Building $2,239,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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