120 E Main St, Mount Sterling, OH 43143 Property Records

Madison County property record for 120 E Main St, Mount Sterling, OH 43143 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,124 sqft · built 1930
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Dec 2018)
Tax Bill$2,383 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-00085.000

Property Details

APN / Parcel Number

Primary APN18-00085.000
Alternative APN
  • 021206-3

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,124 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area720 sqft
AtticAttic
Attic Area1,080 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions132 ft deep x 45 ft wide
PorchSlab
Porch Area230 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number021206-3
Street Address120 E MAIN ST
CityMOUNT STERLING
StateOH
Zip43143-1143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.137A 464
Legal SubdivisionMT STRING
JurisdictionMADISON OH
Township / Civil DivisionPLEASANT
Census Block Group2
Census Block2015
Census Tract41200

Owner

Source: Madison County records · APN 18-00085.000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 E MAIN ST, MOUNT STERLING, OH 43143-1143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 14, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 26, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Prior SaleJan 26, 2018 · Amount on Record
Deed Document Number20185903
Deed Book / Page347 / 1416
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address120 E MAIN ST, MOUNT STERLING, OH 43143-1143
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002730
DateMay 20, 2022
Book Page401/1036
Instrument202200002730
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address120 E MAIN ST, MOUNT STERLING, OH 43143-1143
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005817
DateSep 08, 2021
Book Page389/1732
Instrument202100005817
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON OH
Recording DateDec 14, 2018
Property Address120 E MAIN ST, MOUNT STERLING, OH 43143-1143
Document Number0000005903
Book / Page347 / 1416
Instrument DateNov 26, 2018
Instrument201800005903
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyFIRST OHIO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 20005, OWENSBORO, KY 42304-0005

Mortgage

Document Number0000005904
DateDec 14, 2018
Instrument201800005904
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2048

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMADISON OH
Recording DateJan 26, 2018
Property Address120 E MAIN ST, MOUNT STERLING, OH 43143-1143
Document Number0000000464
Book / Page000337 / 000947
Instrument DateJan 23, 2018
Instrument464
Transaction TypeForeclosure
Record UpdatedFeb 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$156.56
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 E MAIN ST MOUNT STERLING OH 431431143, MOUNT STERLING, OH 43143-1143

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMadison County
County SubdivisionPleasant Township
MunicipalityMount Sterling Village
Unified School DistrictMadison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,383.00 (-4.26%) Homeowner's exemption$70,520 (-) Land $7,610 Building $62,910
2024$2,489.00 (+6.64%) Homeowner's exemption$70,520 (-) Land $7,610 Building $62,910
2023$2,334.00 (+6.53%) Homeowner's exemption$70,520 (+20.32%) Land $7,610 Building $62,910$201,470 (+20.31%) Land $21,740 Building $179,730
2022$2,191.00 Homeowner's exemption$58,610 Land $6,330 Building $52,280
2020$167,460 Land $18,080 Building $149,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (39097C), updated November 16, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390970412002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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