Carbon County property record for 120 E Ludlow St, Summit Hill, PA 18250
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Sep 2022) |
| Tax Bill | $2,109 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115A-54-L28 |
| Primary APN | 115A-54-L28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 125 ft deep x 15 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Steam |
| Heating Fuel | Coal |
| Street Address | 120 E LUDLOW ST |
|---|---|
| City | SUMMIT HILL |
| State | PA |
| Zip | 18250-1233 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Jurisdiction | CARBON PA |
| Township / Civil Division | SUMMIT HILL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 20302 |
120 E Ludlow St, a duplex, is owned and occupied by two individuals who bought it in September 2022.
Source: Carbon County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 E LUDLOW ST, SUMMIT HILL, PA 18250-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 9, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on File |
| Deed Sale | Sep 9, 2022 · Amount on File |
| Prior Sale | Oct 20, 2016 · Amount on File |
| Deed Document Number | 20228563 |
| Deed Book / Page | 2739 / 22 |
| Prior Transfer Date | Jan 5, 2007 |
| Prior Transfer Doc | 001539577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARBON PA |
| Property Address | 120 E LUDLOW ST, SUMMIT HILL, PA 18250-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000899 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 2844/612 |
| Instrument | 202400899 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARBON PA |
| Recording Date | Sep 9, 2022 |
| Property Address | 120 E LUDLOW ST, SUMMIT HILL, PA 18250-1233 |
| Document Number | 0000008563 |
| Book / Page | 2739 / 22 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 202208563 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CRANMORE CT, 108, GREER, SC 29650-2706 |
| Name | Verified Name |
|---|---|
| Address | 120 E LUDLOW ST, SUMMIT HILL, PA 18250-1233 |
| Document Number | 0000008564 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 202208564 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 120 E Ludlow St was $2,109, up 15.4% from the year before.
Source: Carbon County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Carbon County |
| Municipality | Summit Hill Borough |
| Unified School District | Panther Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,109.00 (+15.44%) | $19,250 (-) Land $5,100 Building $14,150 | |
| 2025 | $1,827.00 (-1.93%) | $19,250 (-) Land $5,100 Building $14,150 | |
| 2024 | $1,863.00 (+1.58%) | $19,250 (-) Land $5,100 Building $14,150 | |
| 2023 | $1,834.00 | $19,250 Land $5,100 Building $14,150 | |
| 2001 | $38,500 Land $10,200 Building $28,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 E Ludlow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2002
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 E Ludlow St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT HILL WATER AUTHORITY serves 2,890 people · EPA ID PA3130013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | Treatment failure resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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