120 E Locust St, Seaford, DE 19973 Property Records

Sussex County property record for 120 E Locust St, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,328 sqft · built 1980
Lot Size	0.167 acres (7,261 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2026)
Tax Bill	$390 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-4.00-11.00`

Property Details

APN / Parcel Number

Primary APN	`431-4.00-11.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,261 sqft (0.167 acres)
Lot Dimensions	63 ft deep x 70 ft wide
Porch	Slab

Location & Zoning

Street Address	120 E LOCUST ST
City	SEAFORD
State	DE
Zip	19973-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	N/LOCUST ST 105' E/CEDAR ST
Legal Subdivision	SEAFORD
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	3
Census Block	3009
Census Tract	50406

Owner

Source: Sussex County assessment roll, APN 431-4.00-11.00, as of May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 E LOCUST ST, SEAFORD, DE 19973-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Deed Document Number	202620413
Deed Book / Page	6514 / 317
Prior Transfer Date	Mar 16, 2026
Prior Transfer Doc	0000010146
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 01, 2026
Property Address	120 E LOCUST ST, SEAFORD, DE 19973-2504
Document Number	0000020413
Book / Page	6514 / 317
Instrument Date	May 29, 2026
Instrument	202620413
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 E LOCUST ST, SEAFORD, DE 19973-2504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020414,
Date	Jun 01, 2026
Instrument	202620414

Lender

Name	KEYSTONE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Sussex County assessment roll as of May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$390.00 (+8.94%)	$12,150 (-) Land $1,000 Building $11,150	$196,700 (+709.47%) Land $27,900 Building $168,800
2023	$358.00	$12,150 Land $1,000 Building $11,150	$24,300 Land $2,000 Building $22,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (10005C), as of August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100050504063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 412 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system DE0000246, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SEAFORD WATER DEPARTMENT serves 6,699 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.