Douglas County property record for 120 E Lincoln Ave, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1890 |
| Lot Size | 0.728 acres (31,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Oct 2020) |
| Tax Bill | $4,729 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | R1423624006 |
| Primary APN | R1423624006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| Basement Area | 1,412 sqft |
| Finished Basement | 1,365 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Gas Log |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,727 sqft (0.728 acres) |
| Lot Dimensions | 260 ft deep x 144 ft wide |
| Garage Type | Detached |
| Garage Area | 1,256 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 96 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1423624006 |
|---|---|
| Old Parcel Number | 1327000124 |
| Street Address | 120 E LINCOLN AVE |
| City | WATERLOO |
| State | NE |
| Zip | 68069-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JESSICK ADDITION LOT 3 BLOCK 0 LOT 3 31,727 SQ FT |
| Legal Subdivision | JESSICK ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 120 E LINCOLN AVE, WATERLOO, NE 68069-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 4, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Feb 12, 2020 |
| Deed Document Number | 2020111783 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 2, 2020 |
| Property Address | 120 E LINCOLN AVE, WATERLOO, NE 68069-2045 |
| Document Number | 2020111783 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020111783 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | CHARTER T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2020111784 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020111784 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 120 E LINCOLN AVE, WATERLOO, NE 68069-2045 |
| Document Number | 0000035657 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 E LINCOLN ST WATERLOO NE 68069, WATERLOO, NE 68069 |
| Document Number | 0000035657 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 35657 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Address | ELKHORN, NE 68022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,600 (+22.22%) Land $33,700 Building $357,900 | $391,600 (+22.22%) Land $33,700 Building $357,900 | |
| 2024 | $4,729.00 (-10.06%) | ||
| 2023 | $5,258.00 (-11.36%) | $320,400 Land $33,700 Building $286,700 | $320,400 Land $33,700 Building $286,700 |
| 2022 | $5,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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