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120 E Legacy Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 120 E Legacy Dr, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,212 sqft · built 2005
Lot Size0.149 acres (6,480 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Mar 2009)
Tax Bill$9,604 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN254-150-400-000

Property Details

APN / Parcel Number

Primary APN254-150-400-000
Alternative APN
  • 254-150-40

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,212 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,480 sqft (0.149 acres)
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number254-150-40
Street Address120 E LEGACY DR
CityMOUNTAIN HOUSE
StateCA
Zip95391-1018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal Description03-FM PT 254-040-02/MTN HOUSE, NEIGH F, UNIT 5
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block1
Legal Lot Number74
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1009
Census Tract5222

Owner

Source: San Joaquin County records · APN 254-150-400-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 E LEGACY DR, TRACY, CA 95391-1018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Nov 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
BOX HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2009 · Amount on Record
Deed SaleMar 10, 2009 · Amount on Record
Prior SaleOct 06, 2008 · Amount on Record
Deed Document Number200938573
Last Transfer DateOct 26, 2021
Transfer Doc0000183876
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address120 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1018
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1018

Mortgage

Document Number0000008389
DateFeb 02, 2026
Instrument2026-008389
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 03, 2021
Property Address120 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1018
Document Number0000183876
Map ReferenceMB 37 PG 53
Instrument DateOct 26, 2021
Instrument2021-183876
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E LEGACY DR, TRACY, CA 95391-1018

Mortgage

Document Number0000183877
DateNov 03, 2021
Instrument2021-183877
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address120 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1018
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057820
DateMay 15, 2020
Instrument2020-057820
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address120 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1018
Document Number0000045042
Instrument DateApr 08, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address541 PAUL ST MOUNTAIN HOUSE CA 953911054, MOUNTAIN HOUSE, CA 95391-1054

Mortgage

Document Number0000045042
DateApr 14, 2020
Instrument45042
Lender
NameBOX HM LOANS
TypeFunding / Finance Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,604.00 (+4.53%)$495,764 (+4.04%) Land $123,617 Building $372,147
2023$9,188.00 (+2.28%)$476,515 Land $118,818 Building $357,697$999,000
2022$8,983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Zinnia Networks
Fixed Wireless		400 / 80
UnWired Broadband Holding
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 730 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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