Washoe County property record for 120 E Laramie Dr, Reno, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,354 sqft · built 1995 |
| Lot Size | 1.1 acres (48,304 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $985,000 (Sep 2025) |
| Tax Bill | $3,884 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 050-041-02 |
| Primary APN | 050-041-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,354 sqft Living Area |
| Gross Area | 3,350 sqft |
| 1st Floor Area | 2,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 48,304 sqft (1.1 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 369 sqft |
| Patio Area | 369 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 120 E LARAMIE DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | PLEASANT VALLEY RANCHOS 2 LT 2 BLK D |
| Legal Subdivision | PLEASANT VALLEY RANCHOS 2 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WASHOE VALLEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3205 |
120 E Laramie Dr is owned by a company that bought it in September 2025.
Source: Washoe County records, as of January 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Sep 18, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 23, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Apr 28, 1994 · Amount on File |
| Deed Document Number | 20255569294 |
| Prior Transfer Date | Jan 13, 2025 |
| Prior Transfer Doc | 0005512027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 30, 2025 |
| Property Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Document Number | 0005591544 |
| Map Reference | FILE 333101 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 5591544 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2248 OAK RIDGE DR, CARSON CITY, NV 89703-8342 |
| Document Number | 0005569296 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 5569296 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 18, 2025 |
| Property Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Document Number | 0005569294 |
| Map Reference | FILE 333101 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 5569294 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,038.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 969 WHEATLAND CT, RENO, NV 89511-8526 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Document Number | 0005569295 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 5569295 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 23, 2018 |
| Property Address | 120 E LARAMIE DR, RENO, NV 89521-7821 |
| Document Number | 0004843929 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 4843929 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 120 E LARAMIE DR RENO NV 895217821, RENO, NV 89521-7821 |
The 2025 property tax bill for 120 E Laramie Dr was $3,884, down 19% from the year before.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,668 (+2.09%) Land $91,000 Building $122,668 | ||
| 2025 | $3,884.00 (-19.03%) | $209,292 (+2.03%) Land $84,000 Building $125,292 | $597,977 (+2.03%) Land $240,000 Building $357,977 |
| 2024 | $4,797.00 (+3.01%) | $205,119 (+6.86%) Land $77,875 Building $127,244 | $586,054 (+6.86%) Land $222,500 Building $363,554 |
| 2023 | $4,657.00 | $191,951 Land $71,750 Building $120,201 | $548,430 Land $205,000 Building $343,430 |
| 2021 | $454,133 Land $167,500 Building $286,633 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 120 E Laramie Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 7 (2005–2022) |
| Most Recent Claim | May 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 E Laramie Dr is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 58% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNRISE ESTATES serves 90 people · EPA ID NV0002525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2011–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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