120 E Ladd Ln, Edgerton, WI 53534 Property Records

Rock County property record for 120 E Ladd Ln, Edgerton, WI 53534

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1993
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2021)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-26-520.70`

Property Details

APN / Parcel Number

Primary APN	`6-26-520.70`
Alternative APN	`221 091038`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	221 091038
Street Address	120 E LADD LN
City	EDGERTON
State	WI
Zip	53534-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 NORTHLAWN THIRD ADDITION LOT 70
Legal Subdivision	NORTHLAWN THIRD ADDITION
Legal Lot Number	70
Jurisdiction	ROCK WI
Township / Civil Division	EDGERTON
Census Block Group	4
Census Block	4001
Census Tract	3001

Owner

120 E Ladd Ln is owned and occupied by an individual who bought it in April 2021.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	120 E LADD LN, EDGERTON, WI 53534-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 20, 2019	Warranty Deed, Transfer · ARM SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	202186212
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 29, 2021
Property Address	120 E LADD LN, EDGERTON, WI 53534-1300
Document Number	2186212
Instrument Date	Apr 28, 2021
Instrument	2186212
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E LADD LN, EDGERTON, WI 53534-1300

Mortgage

Document Number	2186213
Date	Apr 29, 2021
Instrument	2186213

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 20, 2019
Property Address	120 E LADD LN, EDGERTON, WI 53534-1300
Document Number	0002129809
Instrument Date	Jun 18, 2019
Instrument	2129809
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E LADD LN, EDGERTON, WI 53534-1300

Mortgage

Document Number	0002129810
Date	Jun 20, 2019
Instrument	2129810

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.13%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Ladd Ln was $4,193 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Edgerton City
Unified School District	Edgerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 Homeowner's exemption	$288,300 Land $35,400 Building $252,900	$290,700
2023	$3,729.00 Homeowner's exemption	$249,600 Land $29,100 Building $220,500	$254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Ladd Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1979–2019)
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 E Ladd Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGERTON WATERWORKS serves 5,512 people · EPA ID WI1540119
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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