120 E Franklin St, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 120 E Franklin St, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1915
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Oct 2005)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02054-0000-00002-02`

Property Details

APN / Parcel Number

Primary APN	`03-02054-0000-00002-02`
Alternative APNs	`03020540000000020002` `0302054000000002`

Interior

Stories	2 Stories
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0302054000000002
Street Address	120 E FRANKLIN ST
City	TRENTON
State	NJ
Zip	08610-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ADDITIONAL LOTS: 04801-/FACILITY NAME: DEED# 152948
Legal Block	2054
Legal Lot Number	2.2
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4021
Census Tract	2601

Owner

120 E Franklin St is owned and occupied by an individual who bought it in October 2005.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 E FRANKLIN ST, TRENTON, NJ 08610-5839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2005 · Amount on File
Deed Sale	Oct 11, 2005 · Amount on File
Prior Sale	Apr 28, 2005 · Amount on File
Deed Book / Page	5184 / 156
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	May 11, 2026
Property Address	120 E FRANKLIN ST, TRENTON, NJ 08610-5839
Document Number	0000019442
Book / Page	12048 / 89
Instrument Date	May 1, 2026
Instrument	202619442
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E FRANKLIN ST, TRENTON, NJ 08610-5839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019442,
Date	May 11, 2026
Book Page	12048/89
Instrument	202619442

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Franklin St was $4,246, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,500 (-) Land $30,000 Building $84,500	$114,500 (-) Land $30,000 Building $84,500
2025	$4,246.00 (+5.23%)	$114,500 Land $30,000 Building $84,500	$114,500 Land $30,000 Building $84,500
2024	$4,035.00
2023		$114,500 Land $30,000 Building $84,500	$114,500 Land $30,000 Building $84,500
2022	$3,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,835 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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