120 E Edgewater Dr, Charleston, SC 29407 Property Records

Charleston County property record for 120 E Edgewater Dr, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,600 sqft · built 1957
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$1,890,000 (May 2021)
Tax Bill	$13,428 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`349-14-00-005`

Property Details

APN / Parcel Number

Primary APN	`349-14-00-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,600 sqft Living Area
1st Floor Area	5,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	258 sqft
Patio Area	258 sqft
Shed	1 Shed
Shed Area	481 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	120 E EDGEWATER DR
City	CHARLESTON
State	SC
Zip	29407-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -EDGEWATER PARK DESCRIPTION -LT 128B & INT IN MARSH
Legal Subdivision	EDGEWATER PARK
Legal Lot Number	128
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1038
Census Tract	2802

Owner

120 E Edgewater Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 E EDGEWATER DR, CHARLESTON, SC 29407-7609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage THE BANK OF SOUTH CAROLINA
May 14, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jan 10, 2006 · Amount on File
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0309/0312
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	120 E EDGEWATER DR, CHARLESTON, SC 29407-7609
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010130942
Date	Jul 15, 2021
Book Page	1013/942

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Amount	Amount on Record
Term	32 Months
Due	Mar 25, 2024

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 14, 2021
Property Address	120 E EDGEWATER DR, CHARLESTON, SC 29407-7609
Document Number	09900781
Book / Page	990 / 781
Map Reference	MB CK PG 87
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 E EDGEWATER DR, CHARLESTON, SC 29407-7609

Mortgage

Document Number	990782
Date	May 14, 2021
Instrument	990/782

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Edgewater Dr was $13,428, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,428.00 (+12.61%)	$2,173,500 (+2,775%) Land $1,265,000 Building $908,500	$2,547,500 Land $1,323,000 Building $1,224,500
2024	$11,924.00	$75,600
2022	$32,958.00	$75,600	$1,890,000 Land $1,100,000 Building $790,000
2020			$1,890,000 Land $1,100,000 Building $790,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 E Edgewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	86 (1979–2017)
Claims Outside the SFHA	4 of 86
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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