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120 E Echo St, Lake Alfred, FL 33850 Property Records

Polk County property record for 120 E Echo St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1961
Lot Size0.221 acres (9,609 sqft)
OwnerIndividual Name on File
Last Sale$103,000 (Aug 2018)
Tax Bill$835 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-27-32-501600-000080

Property Details

APN / Parcel Number

Primary APN26-27-32-501600-000080
Alternative APNs
  • 322726501600000080
  • 22726000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1999
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area9,609 sqft (0.221 acres)
Lot Dimensions137 ft deep x 71 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area267 sqft
CarportCarport
Carport Area267 sqft
PorchUnfinished Open Porch
Porch Area106 sqft
Utility Building81 sqft

Location & Zoning

Street Address120 E ECHO ST
CityLAKE ALFRED
StateFL
Zip33850-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionDIXIE MANOR PB 44 PG 28 LOT 8
Legal Range26E
Legal Township27S
Legal Section32
Legal SubdivisionDIXIE MANOR
Legal Tract501600
Legal Block4
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4046
Census Tract12900

Owner

Source: Polk County records · APN 26-27-32-501600-000080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 E ECHO ST, LAKE ALFRED, FL 33850-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2020Deed of Trust, Mortgage · FHA Mortgage
PHH MTG SVCS
Aug 28, 2018Warranty Deed, Transfer · FHA Mortgage
PEOPLES MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleOct 12, 2005 · Amount on Record
Deed Document Number2018183064
Deed Book / Page10594 / 1582
Transfer Doc4763000941
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address120 E ECHO ST, LAKE ALFRED, FL 33850-2814
Document Number0113390979
Instrument DateJun 04, 2020
Transaction TypeMortgage
Record UpdatedSep 08, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E ECHO ST LAKE ALFRED FL 338502814, LAKE ALFRED, FL 33850-2814

Mortgage

Document Number0113390979
DateAug 18, 2020
Book Page011339/000979
Instrument168183
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 28, 2018
Property Address120 E ECHO ST, LAKE ALFRED, FL 33850-2814
Document Number0105941582
Book / Page010594 / 001582
Instrument DateAug 22, 2018
Instrument183064
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$721.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E ECHO ST LAKE ALFRED FL 338502814, LAKE ALFRED, FL 33850-2814

Mortgage

Document Number105941583
DateAug 28, 2018
Book Page010594/001583
Instrument183065
Lender
NamePEOPLES MTG
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$835.00 (+9.29%) Homeowner's exemption$87,162 (+5.99%)$131,376 (+0.84%) Land $29,788 Building $101,588
2023$764.00 (+4.8%) Homeowner's exemption$82,239 (+3%)$130,281 (+22.47%) Land $28,827 Building $101,454
2022$729.00 Homeowner's exemption$79,844$106,382 Land $24,022 Building $82,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050129004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 311 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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