120 E Derby Ave, Porter, OK 74454 Property Records

Wagoner County property record for 120 E Derby Ave, Porter, OK 74454

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,046 sqft · built 1970
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on File
Last Sale	$45,815 (Oct 2012)
Tax Bill	$947 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030776-002003-000000`

Property Details

APN / Parcel Number

Primary APN	`030776-002003-000000`
Alternative APNs	`730038886` `0038886` `38886`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38886
Street Address	120 E DERBY AVE
City	PORTER
State	OK
Zip	74454-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY HI ADDITION LOT 3 BLK 2
Legal Range	17E
Legal Township	16N
Legal Section	16
Legal Subdivision	VALLEY HI ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	WAGONER OK
Township / Civil Division	SOUTH WAGONER
Census Block Group	1
Census Block	1074
Census Tract	30798

Owner

120 E Derby Ave is owned and occupied by two individuals who acquired it in October 2023.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 E DERBY AVE, PORTER, OK 74454-3054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 13, 2023	Transfer on Death Deed, Transfer
Oct 13, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2012 · Amount on File
Deed Sale	Oct 23, 2012 · Amount on File
Prior Sale	Dec 9, 2011
Deed Document Number	201213326
Deed Book / Page	2046 / 813
Last Transfer Date	Oct 13, 2023
Transfer Doc	0000013513
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	120 E DERBY AVE, PORTER, OK 74454-3054
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E DERBY AVE, PORTER, OK 74454-3054

Mortgage

Document Number	0000001145
Date	Jan 30, 2024
Book Page	2944/308
Instrument	2024-1145

Lender

Name	BANCFIRST
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAGONER OK
Recording Date	Oct 13, 2023
Property Address	120 E DERBY AVE, PORTER, OK 74454-3054
Document Number	0000013513
Book / Page	2921 / 55
Instrument Date	Oct 13, 2023
Instrument	2023-13513
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WAGONER OK
Recording Date	Oct 13, 2023
Property Address	120 E DERBY AVE, PORTER, OK 74454-3054
Document Number	0000013512
Book / Page	2921 / 51
Instrument Date	Oct 13, 2023
Instrument	2023-13512
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E DEEBY, PORTER, OK 74454-3054

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Derby Ave was $947.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Municipality	Porter Town
Unified School District	Porter Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,317 (+5%) Land $538 Building $9,779	$92,113 (-31.36%) Land $4,800 Building $87,313
2025	$947.00	$9,826 Land $538 Building $9,288	$134,200 Land $4,800 Building $129,400
2023	$815.00 (+2%)	$8,912 (+5%) Land $538 Building $8,374	$126,339 (+41.04%) Land $4,800 Building $121,539
2022	$799.00	$8,488 Land $538 Building $7,950	$89,574 Land $4,800 Building $84,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 E Derby Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Derby Ave is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER PWA serves 2,400 people · EPA ID OK3007306
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids not recorded as resolved · Jan 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lake Region Technology & Communications, Optimum.

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