Lawrence County property record for 120 E Demumbrum St, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $7,400 (Jun 1990) |
| Tax Bill | $200 (2023) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151 03004 |
| Primary APN | 050151 03004 |
|---|
| Lot Area | 117,612 sqft (2.7 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 120 E DEMUMBRUM ST |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960700 |
The current owner of 120 E Demumbrum St bought it in June 1990.
Source: Lawrence County records, as of April 8, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 120 E DEMUMBRUM ST, LORETTO, TN 38469-2220 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1990 · Amount on File |
| Deed Sale | Jun 9, 1990 · Amount on File |
| Deed Document Number | 0000249101 |
| Deed Book / Page | 249 / 101 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 120 E DEMUMBRUM ST, LORETTO, TN 38469-2220 |
| Document Number | 499377 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 E DEMUMBRUM ST LORETTO TN 384692220, LORETTO, TN 38469-2220 |
| Document Number | 499377 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 000499/000377 |
| Instrument | 499 |
| Name | FIRST FARMERS & MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County assessment roll, as of May 20, 2023
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $200.00 | $8,575 (-) Land $5,550 Building $3,025 | |
| 2022 | $200.00 | $8,575 Land $5,550 Building $3,025 | $34,300 Land $22,200 Building $12,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 E Demumbrum St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 E Demumbrum St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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