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120 E Cypress Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 120 E Cypress Ct, Oldsmar, FL 34677

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,054 sqft · built 1980
Lot Size9.09 acres (396,069 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2019)
Tax Bill$1,203 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-759-1405-1

Property Details

APN / Parcel Number

Primary APNC62-000-759-1405-1
Alternative APNs
  • 09-28-16-23944-002-0200
  • 281609239440020200
  • 162809239440020200
  • R98589

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,054 sqft Living Area
1st Floor Area1,054 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area396,069 sqft (9.09 acres)
View / LotInterior
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR98589
Street Address120 E CYPRESS CT
CityOLDSMAR
StateFL
Zip34677-2197
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionEAST LAKE WOODLANDS CYPRESS EST UNIT 2 CONDO BLDG 2, UNIT 20
Legal Range16E
Legal Township28S
Legal Section9
Legal SubdivisionEAST LAKE WOODLANDS
Legal Tract23944
Legal Block2
Legal Lot Number200
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2001
Census Tract27326

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address120 E CYPRESS CT, 20, OLDSMAR, FL 34677-2197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleMar 4, 2015 · Amount on File
Deed Document Number2019213359
Deed Book / Page20603 / 2144
Prior Transfer DateJan 16, 2015
Prior Transfer Doc0186970801
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 8, 2019
Property Address120 E CYPRESS CT, OLDSMAR, FL 34677-2197
Document Number0206032144
Book / Page020603 / 002144
Instrument DateJul 3, 2019
Instrument213359
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyTITLE TOWN PARTNERS LLC, TITLE TOWN PTRS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E CYPRESS CT #20 OLDSMAR FL 346772197, 20, OLDSMAR, FL 34677-2197

Mortgage

Document Number206032147
DateJul 8, 2019
Book Page020603/002147
Instrument213360
Lender
NamePETER J & SANDRA J MCDONOUGH
Address2700 BAYSHORE BLVD # 4210, DUNEDIN, FL 34698-1657
Agreement
AmountAmount on Record
Term360 Months
DueJul 7, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,203.00 (+7.22%) Homeowner's exemption$105,481 (+5.99%)$162,380 (-5.21%) Building $162,380
2024$1,122.00 (+3.41%)
2023$1,085.00 (+4.53%) Homeowner's exemption$99,522 (+3%)$171,305 (+32.7%) Building $171,305
2022$1,038.00 Homeowner's exemption$96,623$129,089 Building $129,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies187 units insured
incl. 124 condo units
Nearby Flood Claims4 (1988–2016)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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