120 E Cross St, Palestine, OH 45352 Property Records

Darke County property record for 120 E Cross St, Palestine, OH 45352

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,383 sqft · built 1900
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Mar 1996)
Tax Bill	$731 (2025)
Deeds & Mortgages	Mar 2014 Line of Credit Nov 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`I36-2-111-14-03-01-12500`

Property Details

APN / Parcel Number

Primary APN	`I36-2-111-14-03-01-12500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,383 sqft Living Area
1st Floor Area	3,572 sqft
Attic	Attic
Attic Area	597 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	6,338 sqft (0.146 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	165 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	120 E CROSS ST
City	PALESTINE
State	OH
Zip	45352-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOTTS ADDN WHOLE LOT 33 EX 18' W SD
Legal Subdivision	BOTTS ADDN
Legal Lot Number	33
Jurisdiction	DARKE OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3035
Census Tract	560102

Owner

Source: Darke County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2014	Deed of Trust, Mortgage · Line of Credit SECOND NATIONAL BANK
Nov 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage SECOND NATIONAL BANK
Sep 30, 2025	Warranty Deed, Transfer
Oct 25, 2013	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 13, 2013	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 1996 · Amount on Record
Deed Sale	Mar 27, 1996 · Amount on Record
Prior Sale	Nov 10, 1993
Last Transfer Date	Oct 14, 2013
Transfer Doc	0471/02364
Record Updated	Sep 20, 2026

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SMITH RD, GREENVILLE, OH 45331-9519

Mortgage

Document Number	0475/00841
Date	Mar 20, 2014
Book Page	475/00841
Instrument	201400001543

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2029

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E CROSS ST, PALESTINE, OH 45352-5012

Mortgage

Document Number	0378/00845
Date	Nov 22, 2005
Book Page	378/00845
Instrument	200500010632

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	1302 WAGNER AVE, GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Sep 30, 2025
Property Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Document Number	00575/4779
Book / Page	575 / 4779
Map Reference	VOL K -1 PG 164
Instrument Date	Sep 25, 2025
Instrument	202500005217
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E CROSS ST, PALESTINE, OH 45352-5012

October 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Oct 25, 2013
Property Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Document Number	0471/02364
Book / Page	471 / 02364
Map Reference	MB K-1 PG164
Instrument Date	Oct 14, 2013
Instrument	201300007769
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SMITH RD, GREENVILLE, OH 45331-9519

May 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	May 13, 2013
Property Address	120 E CROSS ST, PALESTINE, OH 45352-5012
Document Number	0465/03975
Book / Page	465 / 03975
Map Reference	MB K-I PG164
Instrument Date	May 10, 2013
Instrument	201300003678
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SMITH RD, GREENVILLE, OH 45331-9519

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Liberty Township
Municipality	Palestine Village
Unified School District	Tri-Village Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (-0.14%)	$22,330 (-) Land $2,290 Building $20,040	$63,800 (-) Land $6,550 Building $57,250
2023	$732.00	$22,330 Land $2,290 Building $20,040	$63,800 Land $6,550 Building $57,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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