120 E Coal St, Wataga, IL 61488 Property Records

Knox County property record for 120 E Coal St, Wataga, IL 61488

Property Summary

Property Type	Single Family Home
Details	1 bd · 956 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Feb 2021)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-451-002`

Property Details

APN / Parcel Number

Primary APN	`06-16-451-002`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	956 sqft Base Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	99 ft deep x 99 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Location & Zoning

Street Address	120 E COAL ST
City	WATAGA
State	IL
Zip	61488-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 5 BLK 15 VILLAGE OF WATAGA
Legal Subdivision	VILLAGE WATAGA
Legal Block	15
Legal Lot Number	5
Jurisdiction	KNOX IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3057
Census Tract	200

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E COAL ST, WATAGA, IL 61488-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Feb 18, 2021
Property Address	120 E COAL ST, WATAGA, IL 61488-5025
Document Number	0001069755
Instrument Date	Feb 18, 2021
Instrument	1069755
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E COAL ST, WATAGA, IL 61488-5025

Mortgage

Document Number	0001069756
Date	Feb 18, 2021
Instrument	1069756

Lender

Name	CRESCENT MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	May 10, 2019
Property Address	120 E COAL ST, WATAGA, IL 61488-5025
Document Number	0001055563
Instrument Date	Oct 13, 2016
Instrument	1055563
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E COAL ST, WATAGA, IL 61488-5025

Mortgage

Document Number	0001055564
Date	May 10, 2019
Instrument	1055564

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Sparta Township
Municipality	Wataga Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+18.03%)	$26,490 (+7.99%) Land $3,230 Building $23,260	$79,470 (+7.99%) Land $9,690 Building $69,780
2022	$1,414.00	$24,530 Land $2,540 Building $21,990	$73,590 Land $7,620 Building $65,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAGA serves 965 people · EPA ID IL0950600
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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