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120 E Cleveland St, Spring Valley, IL 61362 Property Records

Bureau County property record for 120 E Cleveland St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1895
Lot Size0.166 acres (7,261 sqft)
OwnerIndividual Name on Record
Last Sale$252,000 (Aug 2026)
Tax Bill$6,936 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-428-012

Property Details

APN / Parcel Number

Primary APN18-34-428-012
Alternative APN
  • 961

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Lot Area7,261 sqft (0.166 acres)

Location & Zoning

Account Number1834428012
Street Address120 E CLEVELAND ST
CitySPRING VALLEY
StateIL
Zip61362-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-DEVLIN'S ADD. L 14 BLK 7 D 22-2155
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionDEVLIN'S ADD
Legal Block7
Legal Lot Number14
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group2
Census Block2001
Census Tract965200

Owner

Source: Bureau County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address220 SAUNDERS ST, DALZELL, IL 61320-9737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer · Conventional Mortgage
RURAL HOUSING SERVICE
Jun 3, 2022Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2026 · Amount on Record
Deed SaleAug 3, 2026 · Amount on Record
Prior SaleJun 3, 2022 · Amount on Record
Deed Document Number20262753
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUREAU IL
Recording DateAug 3, 2026
Property Address120 E CLEVELAND ST, SPRING VALLEY, IL 61362-2033
Document Number0000002753
Instrument DateJul 27, 2026
Instrument20262753
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$38,178.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 SAUNDERS ST, DALZELL, IL 61320-9737

Mortgage

Document Number0000002754,
DateAug 3, 2026
Instrument20262754
Lender
NameRURAL HOUSING SERVICE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term395 Months
DueJul 27, 2059
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUREAU IL
Recording DateJun 3, 2022
Property Address120 E CLEVELAND ST, SPRING VALLEY, IL 61362-2033
Document Number2022R02155
Instrument DateJun 1, 2022
Instrument2022R02155
Transaction TypeTransfer
Record UpdatedJun 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address120 E CLEVELAND ST, SPRING VALLEY, IL 61362-2033

Mortgage

Document Number2022R02156
DateJun 3, 2022
Instrument2022R02156
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,936.00 (+14.46%)$79,333 (+15.77%) Land $6,069 Building $73,264$237,999 (+15.77%) Land $18,207 Building $219,792
2023$68,527 Land $5,242 Building $63,285$205,581 Land $15,726 Building $189,855
2022$6,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Geneseo Communications Services
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20

May also be available: AT&T, IVNet.

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