120 E Camp Kiro Rd, New Bern, NC 28560 Property Records

Craven County property record for 120 E Camp Kiro Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2020
Lot Size	0.252 acres (10,975 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Apr 2026)
Tax Bill	$1,359 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-047-2-003`

Property Details

APN / Parcel Number

Primary APN	`7-047-2-003`
Alternative APN	`82788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,975 sqft (0.252 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	82788
Street Address	120 E CAMP KIRO RD
City	NEW BERN
State	NC
Zip	28560-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CAMP KIRO ESTATES
Legal Subdivision	CAMP KIRO ESTATES
Legal Lot Number	3
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 23, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 23, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 21, 2021	Warranty Deed, Transfer
Jun 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202610155224
Deed Book / Page	3877 / 1344
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003713/162
Date	Feb 16, 2022
Book Page	3713/162
Instrument	10091968

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 23, 2026
Property Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Document Number	0010155224
Book / Page	3877 / 1344
Instrument Date	Apr 10, 2026
Instrument	2026.10155224
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	MORTGAGE CADENCE DOCUMENT CENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71,306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015

Mortgage

Document Number	0010155225,
Date	Apr 23, 2026
Instrument	2026..10155225

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 23, 2026
Property Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Document Number	03877/1344
Book / Page	3877 / 1344
Instrument Date	Apr 10, 2026
Instrument	202610155224
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MORTGAGE CADENCE DOCUMENT CENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71,306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015

Mortgage

Document Number	0010155225,
Date	Apr 23, 2026
Instrument	202610155225

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 21, 2021
Property Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Document Number	3691/497
Book / Page	3691 / 497
Map Reference	CAB I SL 146E
Instrument Date	Sep 15, 2021
Instrument	10083632
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E CAMP KIRO RD, NEW BERN, NC 28560-8015

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 1, 2020
Property Address	120 E CAMP KIRO RD, NEW BERN, NC 28560-8015
Document Number	3615/414
Book / Page	3615 / 414
Map Reference	CAB I SL 146E
Instrument Date	Jun 1, 2020
Instrument	10055328
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120B E CAMP KIRO RD, NEW BERN, NC 28560-8015

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,359.00	$277,010 (-) Land $30,500 Building $246,510	$277,010 (-) Land $30,500 Building $246,510
2025	$1,359.00 (+0.89%)	$277,010 (-) Land $30,500 Building $246,510	$277,010 (-) Land $30,500 Building $246,510
2023	$1,347.00 (+23.46%)	$277,010 (+57.17%) Land $30,500 Building $246,510	$277,010 (+57.17%) Land $30,500 Building $246,510
2022	$1,091.00	$176,250 Land $30,500 Building $145,750
2018			$176,250 Land $30,500 Building $145,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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