120 E Baker St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 120 E Baker St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1954
Lot Size0.402 acres (17,500 sqft)
OwnerIndividual Name on Record
Last Sale$81,900 (Jan 2001)
Tax Bill$1,768 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN004-713504-07

Property Details

APN / Parcel Number

Primary APN004-713504-07
Alternative APNs
  • 43-11-20-400-074.000-032
  • 00000009075
  • 0471350407

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Finished Basement936 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialAsphalt
Lot Area17,500 sqft (0.402 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000009075
Street Address120 E BAKER ST
CityWARSAW
StateIN
Zip46580-4902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description4-102-9 LOT 3 HERSCHERS 8TH ADD
Legal Range6
Legal Township32
Legal Section20
Legal SubdivisionHERSCHERS 8TH ADD
Legal Lot Number3
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1051
Census Tract962300

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 E BAKER ST, WARSAW, IN 46580-4902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Closed-End Mortgage
NEWREZ LLC
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2001 · Amount on Record
Deed SaleJan 3, 2001 · Amount on Record
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSCIUSKO IN
Property Address120 E BAKER ST, WARSAW, IN 46580-4902
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E BAKER ST, WARSAW, IN 46580-4902

Mortgage

Document Number2025110498
DateNov 18, 2025
Instrument2025110498
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSCIUSKO IN
Property Address120 E BAKER ST, WARSAW, IN 46580-4902
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022010958
DateJan 20, 2022
Instrument2022010958
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
AddressFISHERS, IN 46038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,768.00 (+0.63%) Homeowner's exemption$190,800 (+16.41%) Land $37,500 Building $153,300$190,800 (+16.41%) Land $37,500 Building $153,300
2024$1,757.00 (+2.99%)
2023$1,706.00 (+10.71%)$163,900 Land $25,000 Building $138,900$163,900 Land $25,000 Building $138,900
2022$1,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (1981–2015)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people · EPA ID IN5243030
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Brightspeed.

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