120 E Arverne Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 120 E Arverne Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2019
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Mar 2022)
Tax Bill	$7,264 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-00028-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`22-00028-0000-00004`
Alternative APNs	`2200028000000018` `220002800004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200028000000018
Street Address	120 E ARVERNE AVE
City	OCEAN GATE
State	NJ
Zip	08740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	60X100
Legal Subdivision	OCEAN GATE SEC 4
Legal Block	28
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2028
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 823, OCEAN GATE, NJ 08740-0823
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 24, 2019	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Sep 24, 2019	Deed of Trust, Mortgage AVB INV LLC
Aug 26, 2019	Deed, Transfer KLN PROPERTY HOLDINGS LC
Jun 7, 2018	Grant Deed, Transfer FIRST INTEGRITY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	202233451
Deed Book / Page	18954 / 51
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193780282
Date	May 15, 2023
Book Page	19378/282
Instrument	2023036158

Lender

Name	DISCOVER BANK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2053

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 17, 2022
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Document Number	0189540051
Book / Page	18954 / 51
Instrument Date	Feb 23, 2022
Instrument	2022033451
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 WOODSIDE LN, 19, WHITING, NJ 08759-2509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740

Mortgage

Document Number	2022033452
Date	Mar 17, 2022
Instrument	2022033452

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 24, 2019
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Document Number	0177290756
Book / Page	17729 / 0756
Map Reference	CASE C-176
Instrument Date	Dec 6, 2019
Instrument	2019131703
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E ARVERNE AVE, 120, OCEAN GATE, NJ 08740-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740-1135

Mortgage

Document Number	2019131704
Date	Dec 24, 2019
Instrument	2019131704

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Document Number	0176271392
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E ARVERNE AVE OCEAN GATE NJ 08740, OCEAN GATE, NJ 08740

Mortgage

Document Number	0176271392
Date	Oct 1, 2019
Book Page	017627/001392
Instrument	98188

Lender

Name	AVB INV LLC
Address	MATAWAN, NJ 07747

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 30, 2022

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 26, 2019
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Document Number	0175830775
Book / Page	17583 / 0775
Map Reference	MAP C-176
Instrument Date	Aug 23, 2019
Instrument	2019083267
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST INTEGRITY TITL AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1183, OCEAN GATE, NJ 08740-1183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 716, OCEAN GATE, NJ 08740-0716

Mortgage

Document Number	2019083268
Date	Aug 26, 2019
Instrument	2019083268

Lender

Name	KLN PROPERTY HOLDINGS LC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 7, 2018
Property Address	120 E ARVERNE AVE, OCEAN GATE, NJ 08740
Document Number	0171381857
Book / Page	017138 / 001857
Instrument Date	May 30, 2018
Instrument	55484
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FIRST INTEGRITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1188 OCEAN GATE NJ 087401188, OCEAN GATE, NJ 08740-1188

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,900 (-) Land $170,000 Building $228,900	$398,900 (-) Land $170,000 Building $228,900
2025	$7,264.00 (+10.78%)	$398,900 (+65.79%) Land $170,000 Building $228,900	$398,900 (+65.79%) Land $170,000 Building $228,900
2024	$6,557.00 (-2%)
2023		$240,600 Land $66,500 Building $174,100	$240,600 Land $66,500 Building $174,100
2022	$6,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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