120 E Arnold St, Bluffton, IN 46714 Property Records

Wells County property record for 120 E Arnold St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1960
Lot Size	0.195 acres (8,494 sqft)
Owner	Company on Record
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-007.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-007.000-004`
Alternative APNs	`00001547772` `0100650800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	2,212 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	157 ft deep x 54 ft wide
Terrain	High
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001547772
Street Address	120 E ARNOLD ST
City	BLUFFTON
State	IN
Zip	46714-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 70 (4-P)
Legal Subdivision	R W AND J W TOWNEYS SOUTH ADD
Legal Lot Number	70
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3015
Census Tract	40500

Owner

Source: Wells County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	3143 W 800 S, PONETO, IN 46781-9707
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024
Deed Sale	Apr 11, 2024
Deed Document Number	20241233
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	Apr 11, 2024
Property Address	120 E ARNOLD ST, BLUFFTON, IN 46714-3201
Document Number	0020241233
Map Reference	BK 2 PG 214
Instrument Date	Apr 11, 2024
Instrument	20241233
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 W 800 S, PONETO, IN 46781-9707

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	120 E ARNOLD ST, BLUFFTON, IN 46714-3201
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214083
Date	Sep 8, 2021
Instrument	20214083

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (+0.37%)	$60,000 (-) Land $9,000 Building $51,000	$60,000 (-) Land $9,000 Building $51,000
2024	$1,082.00 (+36.44%)
2023		$60,000 (+29.87%) Land $11,200 Building $48,800	$60,000 (+29.87%) Land $11,200 Building $48,800
2022	$793.00	$46,200 Land $6,000 Building $40,200	$46,200 Land $6,000 Building $40,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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