120 E 9th St, Ashland, OH 44805 Property Records

Ashland County property record for 120 E 9th St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1925
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,500 (Jul 1975)
Tax Bill	$665 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P43-017-0-0018-00`

Property Details

APN / Parcel Number

Primary APN	`P43-017-0-0018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	1,372 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	50 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	120 E 9TH ST
City	ASHLAND
State	OH
Zip	44805-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 E 9TH ST R=17 LOT 902 TOD - 6/14/2023
Legal Subdivision	NORTH ASHLAND
Legal Lot Number	902
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3012
Census Tract	970400

Owner

Source: Ashland County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E 9TH ST, ASHLAND, OH 44805-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jun 14, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1975 · Amount on Record
Deed Sale	Jul 15, 1975 · Amount on Record
Last Transfer Date	Jun 13, 2023
Transfer Doc	00986/2146
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	120 E 9TH ST, ASHLAND, OH 44805-1709
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 9TH ST, ASHLAND, OH 44805-1709

Mortgage

Document Number	00987/2778
Date	Aug 18, 2023
Book Page	987/2778
Instrument	202300003799

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHLAND OH
Recording Date	Jun 14, 2023
Property Address	120 E 9TH ST, ASHLAND, OH 44805-1709
Document Number	00986/2146
Book / Page	986 / 2146
Map Reference	MB 155 PG 45
Instrument Date	Jun 14, 2023
Instrument	202300002653
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 9TH ST, ASHLAND, OH 44805-1709

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00 (-3.06%) Homeowner's exemption	$29,030 (-) Land $4,550 Building $24,480
2023	$686.00 (+15.1%) Homeowner's exemption	$29,030 (+3%) Land $4,550 Building $24,480	$82,960 (+29.99%) Land $13,010 Building $69,950
2022	$596.00 Homeowner's exemption	$22,330 Land $3,500 Building $18,830
2020			$63,820 Land $10,010 Building $53,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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